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Buying a home - infographic

Buying a home is a huge financial commitment. There are so many things to think about and it can be difficult to know where to start. Our ‘buying a home’ infographic and checklist will help you keep track every step of the way.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

How to apply

Find out how to apply for a mortgage with the West Brom.

Checklist

 Find out how much you can borrow from your lender

 Decide on your budget

 Gain an Agreement in Principle (AIP)

 Search and find your perfect home

 Make an offer

 Offer is accepted

 Property can be taken off the market

 Apply for a mortgage

 Solicitor/conveyancer is appointed

 Set a date for survey to be completed

 Agree an exchange date

 Organise funds

 Set up relevant insurances ready for ownership

 Exchange contracts and set a completion date

 Pick up your keys and move into your new home

Mortgage guides

Whether you are a first time buyer or remortgaging your current home, our mortgage guides can help you cut through the jargon.

Mortgage FAQs

Mortgage tools

With our mortgage calculators and tools you can get an idea of how much you could borrow, track an existing mortgage application and see how changes to your mortgage could affect your repayments.

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