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Available for: First time buyers / Moving home
3% of amount repaid until 30/11/2019 plus interest to the end of the month in all cases. Further admin fees may apply, please see tariff of charges.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
A mortgage of £155,000 payable over 25 years initially on a fixed rate for three years at 3.14% and then on our current standard variable rate of 3.99% (variable) for the remaining 22 years would require an initial payment of £1,145.29, 37 monthly payments of £746.36 and 262 monthly payments of £809.34.
The total amount payable would be £241,136.69 made up of the loan amount plus interest (£85,802.99), a booking fee (£199), telegraphic transfer fee (£30) and a release of charge fee (£100 - paid upon redemption).
The overall cost for comparison is 3.9% APRC representative.
Find out how to apply for a mortgage with the West Brom.
Use our ‘How much can I borrow’ mortgage calculator to get an indication of what we may be able to lend to you.
Whether you are a first time buyer or remortgaging your current home, our mortgage guides can help you cut through the jargon.
Find out how you can apply for a mortgage with the West Brom and what you will need to help you with your application.