West Bromwich Building Society - Insurance services, Home Insurance, Buildings and Contents Insurance, Mortgage Payment Protection Insurance

Home insurance

Through our relationship with RSA, West Bromwich Building Society can combine the personal service of your local building society with the expertise and value of one of the UK’s leading insurers.

Tailor your policy to your needs

We’ve developed a new concept in home insurance that has been designed to work around you and your life. So when it comes to protecting your home and everything in it, it makes perfect sense that you only pay for the cover you need.

How does it work?

Home insurance tends to be sold as a standard package that doesn’t take into account individual needs and differing lifestyles, e.g. many policies include garden cover but for those people that live in a flat, they could be paying for something that they don’t need. Our new home insurance is all about putting you in control of how much cover you have and subsequently, how much you
pay for it.

Core Cover

The first step is to choose your Core Cover.

There is a choice of three cover options:

Core Buildings only
Core Contents only
Core Buildings and Contents combined

Extra Cover Options**

Once you’ve decided on the Core Cover, add the Extra Cover Options that best suit your needs. There are a number of these to choose from that will help design your own individual policy that will reflect your requirements.

The extra cover options are:

	Technology and Entertainment		Accidental Damage
	Personal Items		Home Emergency
	Garden		Legal Expenses

West Bromwich Building Society Home Insurance is underwritten by Royal & Sun Alliance Insurance plc. Registered in England and Wales at St Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised and regulated by the Financial Services Authority. This product is not available for properties located in Northern Ireland.

** Extra cover options can be added or removed at any time. Please note this will affect your premium. Further details, together with any limits on the extra cover options can be found in our policy document.

† Terms and Conditions:

1. Any customer who purchases a West Brom home insurance policy online between 16 August and 30 September 2010 will receive a £20 Love2shop high street voucher, which can be redeemed at any of 20,000 top UK stores.
2. Customers must enter ‘web01’ in the ‘Promotional Number’ section of the online quote to qualify for the high street voucher.
3. Vouchers will be delivered to the customers address within 28 days of the policy being purchased online.
4. There will be no cash alternative.
5. The Promoter reserves the right to change, alter or replace the offer at any time for something of equal or greater value.
6. Entrants must be resident in the United Kingdom. Not open to employees or agents of West Bromwich Building Society, Royal & Sun Alliance Insurance Plc or their families.
7. By claiming the voucher, entrants are deemed to have accepted and agreed to abide by these terms and conditions and the Promoter reserves the right to disqualify any entrant if they have reasonable grounds to believe the entrant has breached any of these terms and conditions.
8. Contact details provided in conjunction with this offer will not be used for any other purpose and your current marketing preferences will be maintained.
9. The Promoter is West Bromwich Building Society. Head Office: 374 High Street, West Bromwich, West Midlands B70 8LR. The decision of the promoter is final.