Apply Online
The following accounts can be applied for online.
Simply click on the account you are interested in to get full details.
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Product Name |
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Min Invest
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Tier
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Period or bonus
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Annually
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Monthly
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1 Year Guaranteed Growth Bond |
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£1000 |
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£1,000 - £2,000,000 |
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6.80% |
6.80% |
5.44% |
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6.80% |
6.60% |
5.28% |
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Features
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- 1 year fixed rate bond available from branches, by post or online.
- The bond pays 6.80% gross per annum/AER fixed to 31/08/2009, (assuming investment made on 01/09/2008). A monthly income option (6.60% gross monthly - 6.80% AER) is available.
- No additional investments are permitted during the fixed rate term.
- Limited withdrawal facility available - a charge equivalent to 90 days gross interest will be charged on the amount withdrawn if you require access to your funds before your bond reaches it's maturity date - see specific terms and conditions.
- Strictly limited offer - investments accepted on a first come first served basis.
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Crown |
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£1000 |
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£1,000 - £2,000,000 |
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6.56% |
6.56% |
5.25% |
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6.56% |
6.37% |
5.10% |
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Features
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- Variable rate account operated by post or in a branch. To apply complete the online application form, download a pdf form or call 0845 338 7297*. Rate includes a 1% bonus up to 31/08/2009.
- 30 days notice or access without notice with 30 days loss of interest on amount withdrawn, and on closure or transfer.
- Withdrawals, for branch version on demand, for direct version all withdrawals paid by BACS to nominated bank account.
- Please ensure that you read the Society's General Terms & Conditions available within our Frequently Asked Questions.
- *Calls cost 6p plus up to 2p per minute from a BT landline. Mobile and other providers' charges may vary.
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Direct Easy Access |
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£1000 |
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£1,000 - £1,999 |
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1.20% |
1.20% |
0.96% |
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1.20% |
1.19% |
0.95% |
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£2,000 - £4,999 |
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2.70% |
2.70% |
2.16% |
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2.70% |
2.67% |
2.14% |
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£5,000 - £9,999 |
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2.95% |
2.95% |
2.36% |
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2.95% |
2.91% |
2.33% |
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£10,000 - £24,999 |
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3.20% |
3.20% |
2.56% |
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3.20% |
3.15% |
2.52% |
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£25,000 - £49,999 |
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3.45% |
3.45% |
2.76% |
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3.45% |
3.40% |
2.72% |
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£50,000 - £99,999 |
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3.70% |
3.70% |
2.96% |
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3.70% |
3.64% |
2.91% |
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£100,000 - £2,000,000 |
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3.95% |
3.95% |
3.16% |
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3.95% |
3.88% |
3.10% |
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Features
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- Variable rate account only available by post or telephone
- Access by telephone or post without notice
- Withdrawals payable by cheque or by BACS direct to your nominated bank / building society account
- A monthly income option is available
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Direct Regular Saver |
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£40 |
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£40 - £2,000,000 |
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With conditional bonus |
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4.70% |
4.70% |
3.76% |
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N/A |
N/A |
N/A |
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£40 - £2,000,000 |
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Without conditional bonus |
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2.70% |
2.70% |
2.16% |
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N/A |
N/A |
N/A |
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Features
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- Variable rate account available by post and telephone
- Minimum opening balance is £40. Minimum monthly investment is £40 and the maximum is £2,000
- If investors miss more than two monthly payments in a year, or make more than two withdrawals, balances will earn interest at 2% below the rate offered
- Also available as a company paysave scheme where deductions can be made direct from employees salaries
- Minimum Withdrawal £250
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Direct Tracker Saver |
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£1000 |
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£1,000 - £2,000,000 |
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4.75% |
4.75% |
3.80% |
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4.75% |
4.65% |
3.72% |
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Features
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- Variable rate account available by post and telephone
- Access to funds without notice
- Guaranteed to track 0.25% below Bank of England base rate until 30/4/2009. Guarantee is reviewed annually thereafter
- 6 Withdrawals permitted each account year
- Monthly interest option is available
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Help the Aged Saver Account |
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£25 |
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£25 - £4,999 |
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3.45% |
3.45% |
2.76% |
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3.45% |
3.40% |
2.72% |
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£5,000 - £24,999 |
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3.70% |
3.70% |
2.96% |
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3.70% |
3.64% |
2.91% |
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£25,000 - £2,000,000 |
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3.95% |
3.95% |
3.16% |
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3.95% |
3.88% |
3.10% |
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Features
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- Designed exclusively for investors who wish to assist the Help the Aged charity
- Easy access to your funds in accordance with the Society’s General Investment Terms and Conditions. Additional investments can be made at any time.
- Can be operated at branches or by post/telephone.
- Minimum investment £25. Maximum investment £500,000 single, £2,000,000 joint.
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Red Balloon Appeal Account |
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£100 |
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£25 - £4,999 |
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without bonus |
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3.45% |
3.45% |
2.76% |
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3.45% |
3.40% |
2.72% |
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£5,000 - £24,999 |
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without bonus |
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3.70% |
3.70% |
2.96% |
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3.70% |
3.64% |
2.91% |
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£25,000 - £1,000,000 |
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without bonus |
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3.95% |
3.95% |
3.16% |
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3.95% |
3.88% |
3.10% |
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Features
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- Designed exclusively for investors who wish to assist the Red Balloon Appeal
- A cash bonus up to 1% to be paid to the Red Balloon Appeal each year based on average balance held in all accounts; please refer to terms and conditions.
- Minimum investment; £100 for 16 and over, £25 for under 16's.
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Gross means without UK income tax deducted
Net means the rate of interest which would be payable after allowing for deduction of income tax at the specified rate i.e. assuming rate of income tax at 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Rates are illustrative only and have been rounded to two decimal places. Tax-Free is the contractual rate of interest payable where interest is exempt from income tax.
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