MORTGAGES SAVINGS FINANCIAL PLANNING
West Bromwich Buliding Society

Apply Online

The following accounts can be applied for online.

Simply click on the account you are interested in to get full details.

Product
Name
Min
Invest

Tier
 

Period or
bonus

Annually
Monthly
AER Gross Net AER Gross Net
1 Year Guaranteed Growth Bond  

£1000

   

£1,000 - £2,000,000

   

   

6.80%

6.80%

5.44%

   

6.80%

6.60%

5.28%

Apply Now for 1 Year Guaranteed Growth Bond Features

       
  • 1 year fixed rate bond available from branches, by post or online.
  • The bond pays 6.80% gross per annum/AER fixed to 31/08/2009, (assuming investment made on 01/09/2008). A monthly income option (6.60% gross monthly - 6.80% AER) is available.
  • No additional investments are permitted during the fixed rate term.
  • Limited withdrawal facility available - a charge equivalent to 90 days gross interest will be charged on the amount withdrawn if you require access to your funds before your bond reaches it's maturity date - see specific terms and conditions.
  • Strictly limited offer - investments accepted on a first come first served basis.
 
Crown  

£1000

   

£1,000 - £2,000,000

   

   

6.56%

6.56%

5.25%

   

6.56%

6.37%

5.10%

Apply Now for Crown Features

       
  • Variable rate account operated by post or in a branch. To apply complete the online application form, download a pdf form or call 0845 338 7297*. Rate includes a 1% bonus up to 31/08/2009.
  • 30 days notice or access without notice with 30 days loss of interest on amount withdrawn, and on closure or transfer.
  • Withdrawals, for branch version on demand, for direct version all withdrawals paid by BACS to nominated bank account.
  • Please ensure that you read the Society's General Terms & Conditions available within our Frequently Asked Questions.
  • *Calls cost 6p plus up to 2p per minute from a BT landline. Mobile and other providers' charges may vary.
 
Direct Easy Access  

£1000

   

£1,000 - £1,999

   

   

1.20%

1.20%

0.96%

   

1.20%

1.19%

0.95%

 

   

£2,000 - £4,999

   

   

2.70%

2.70%

2.16%

   

2.70%

2.67%

2.14%

 

   

£5,000 - £9,999

   

   

2.95%

2.95%

2.36%

   

2.95%

2.91%

2.33%

 

   

£10,000 - £24,999

   

   

3.20%

3.20%

2.56%

   

3.20%

3.15%

2.52%

 

   

£25,000 - £49,999

   

   

3.45%

3.45%

2.76%

   

3.45%

3.40%

2.72%

 

   

£50,000 - £99,999

   

   

3.70%

3.70%

2.96%

   

3.70%

3.64%

2.91%

 

   

£100,000 - £2,000,000

   

   

3.95%

3.95%

3.16%

   

3.95%

3.88%

3.10%

Apply Now for Direct Easy Access Features

       
  • Variable rate account only available by post or telephone
  • Access by telephone or post without notice
  • Withdrawals payable by cheque or by BACS direct to your nominated bank / building society account
  • A monthly income option is available
 
Direct Regular Saver  

£40

   

£40 - £2,000,000

   

With conditional bonus

   

4.70%

4.70%

3.76%

   

N/A

N/A

N/A

 

   

£40 - £2,000,000

   

Without conditional bonus

   

2.70%

2.70%

2.16%

   

N/A

N/A

N/A

Apply Now for Direct Regular Saver Features

       
  • Variable rate account available by post and telephone
  • Minimum opening balance is £40. Minimum monthly investment is £40 and the maximum is £2,000
  • If investors miss more than two monthly payments in a year, or make more than two withdrawals, balances will earn interest at 2% below the rate offered
  • Also available as a company paysave scheme where deductions can be made direct from employees salaries
  • Minimum Withdrawal £250
 
Direct Tracker Saver  

£1000

   

£1,000 - £2,000,000

   

   

4.75%

4.75%

3.80%

   

4.75%

4.65%

3.72%

Apply Now for Direct Tracker Saver Features

       
  • Variable rate account available by post and telephone
  • Access to funds without notice
  • Guaranteed to track 0.25% below Bank of England base rate until 30/4/2009. Guarantee is reviewed annually thereafter
  • 6 Withdrawals permitted each account year
  • Monthly interest option is available
 
Help the Aged Saver Account  

£25

   

£25 - £4,999

   

   

3.45%

3.45%

2.76%

   

3.45%

3.40%

2.72%

 

   

£5,000 - £24,999

   

   

3.70%

3.70%

2.96%

   

3.70%

3.64%

2.91%

 

   

£25,000 - £2,000,000

   

   

3.95%

3.95%

3.16%

   

3.95%

3.88%

3.10%

Apply Now for Help the Aged Saver Account Features

       
  • Designed exclusively for investors who wish to assist the Help the Aged charity
  • Easy access to your funds in accordance with the Society’s General Investment Terms and Conditions. Additional investments can be made at any time.
  • Can be operated at branches or by post/telephone.
  • Minimum investment £25. Maximum investment £500,000 single, £2,000,000 joint.
 
Red Balloon Appeal Account  

£100

   

£25 - £4,999

   

without bonus

   

3.45%

3.45%

2.76%

   

3.45%

3.40%

2.72%

 

   

£5,000 - £24,999

   

without bonus

   

3.70%

3.70%

2.96%

   

3.70%

3.64%

2.91%

 

   

£25,000 - £1,000,000

   

without bonus

   

3.95%

3.95%

3.16%

   

3.95%

3.88%

3.10%

Apply Now for Red Balloon Appeal Account Features

       
  • Designed exclusively for investors who wish to assist the Red Balloon Appeal
  • A cash bonus up to 1% to be paid to the Red Balloon Appeal each year based on average balance held in all accounts; please refer to terms and conditions.
  • Minimum investment; £100 for 16 and over, £25 for under 16's.
 
Product
Name
Min
Invest

Tier
 

Period or
bonus

Annually
Monthly
AER Tax-Free AER Tax-Free
ISA - Easy Access  

£10

   

£10 - £3,600

   

   

4.85%

4.85%

   

N/A

N/A

Apply Now for ISA - Easy Access Features

       
  • Variable rate cash ISA available at branches, by post/telephone and online
  • Non - stakeholder
  • Rate guaranteed to be no lower than 2% below Bank of England base rate
  • Access to funds without notice
 
ISA - Privileged Membership  

£100

   

£100 - £3,600

   

   

4.90%

4.90%

   

N/A

N/A

Apply Now for ISA - Privileged Membership Features

       
  • Variable rate cash ISA available at branches, by post/telephone and online to existing members of two years who have registered for the Society's Privileged Membership Scheme
  • No more than two withdrawals can be made each account year (to 5 April)
  • Access to funds without notice
  • Non Stakeholder
 

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Gross means without UK income tax deducted
Net means the rate of interest which would be payable after allowing for deduction of income tax at the specified rate i.e. assuming rate of income tax at 20%.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Rates are illustrative only and have been rounded to two decimal places.
Tax-Free is the contractual rate of interest payable where interest is exempt from income tax.




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