You have three options to choose from:
1. Core Buildings only
- The Core Buildings option provides £400,000 of cover as standard.
- The structure of your home is covered and would pay out if your home was damaged, for example, by fire, flood or falling tree.
2. Core Contents only
- The Core Contents only option provides £50,000 of cover as standard.
- It covers items such as furniture, carpets, curtains and free-standing white goods.
- Core Contents cover does not cover items that are included in the Extra Cover Options, for example, jewellery or televisions.
- It protects the things you own in your home, for example, if you suffered a fire, your Core Contents cover would pay out to help replace your lost or damaged items.
3. Core Buildings and Content Cover
- This Core option combines all the elements of Core Buildings only and Core Contents only.
Depending on which Core Cover option you choose, you can also benefit from the following at no
extra cost:
- ‘New for old’ cover on items that are stolen or damaged.
- Cover for replacement locks and keys if they are stolen, lost or damaged.
- Contents cover automatically increases by £3,000 for wedding gifts when you or a member of your family gets married.
- Increase in cover for items purchased for religious festivals, such as Christmas or Birthdays.
- Financial help if you can’t live in your home, for example, due to fire or flood.
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West Brom Home Insurance is underwritten by Royal & Sun Alliance Insurance plc. Registered in England and Wales at St Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised and regulated by the Financial Services Authority. This product is not available for properties located in Northern Ireland.
Lines are open 10.00am - 7.00pm Monday to Thursday, 10.00am to 6.00pm Friday and 10:00am to 12:30pm Saturday. Calls and electronic communications may be monitored and/or recorded for your security and may be used for training purposes. Your confidentiality will be maintained.
Extra cover options can be added or removed at any time. Please note this will affect your premium.
Further details of the cover available together with any limits on the extra cover options can be found in our policy document.
*Terms and Conditions:
1. Offer open to new home insurance customers only and may not be used in conjunction with any other offer. 2. Offer may be withdrawn or amended at anytime. 3. 10% off a buildings and/or contents premium is valid for the first year of the policy only. 4. Quotes must be obtained by 29 February 2012.
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