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Gross is the rate of interest payable without the deduction of tax. AER stands for Annual Equivalent Rate and this illustrates the amount of interest paid on your account if it were to be paid and compounded once a year. Tax-Free is the contractual rate of interest payable where interest is exempt from income tax. Tax benefits are subject to change and individual circumstances. ISAs will be operated in accordance with the appropriate Income Tax Legislation (“The Government’s rules”). The Government is responsible for the tax treatment of ISAs and for how long the favourable tax treatment will be maintained.

West Bromwich Building Society - Head Office, 2 Providence Place, West Bromwich B70 8AF. The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Register No:104877. 'the West Brom' is a trading name of West Bromwich Building Society

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