Spending time in the garden is something we all enjoy and making sure that it remains a haven is important to many of us. With Garden cover you can protect all your trees, shrubs, plants, hedges, lawns, garden furniture and equipment.
Please note: This cover can only be chosen if Contents cover has also been selected.
What's included in Garden cover?
- The Standard cover protects your garden up to a total limit of £2,000, while the Premier cover protects up to £5,000.
- Loss or damage to items in your garden including trees, shrubs, plants, hedges, lawns, gardening equipment (including motorised gardening equipment), garden furniture, play equipment, temporary gazebo, water features, statues, pots, lights and barbeques
- The cost of re-landscaping your garden as a result of damage caused by the emergency services
What you need to know about Garden cover
The following is not covered in Garden insurance:
- Storm or flood damage to trees, shrubs, plants, hedges and lawns
- Motor vehicles and children’s motor vehicles whether licensed for road use or not, mechanically propelled or assisted vehicles, (other than garden machinery) or parts or accessories for any of them whether attached or detached.
- Anything used for trade, professional or business purposes
For more information about Garden cover, please see the Home Insurance Policy Wording, West Brom Standard Insurance Product Information Document and West Brom Premier Insurance Product Information Document documents.
Home insurance available from the West Brom is underwritten by Royal & Sun Alliance Insurance Ltd (no. 93792). Registered in England and Wales at St. Marks Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Reference No.202323.
Home insurance available from the West Brom is administered by Hood Group Ltd (no. 3139744). Registered in England and Wales at 52/54 Alexandra Street, Southend-on-Sea, Essex, SS1 1BJ. Authorised and regulated by the Financial Conduct Authority. Reference no. 616402.