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2% of amount repaid for the first year, followed by 1% of amount repaid for the second year.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
A mortgage of £25,000 payable over 20 years initially on a fixed rate for two years at 2.49% and then on our current standard variable rate of 4.49% (variable) for the remaining 18 years would require an initial payment of £185.22, 22 monthly payments of £132.35 and 217 monthly payments of £155.68.
The total amount payable would be £36,978.48 made up of the loan amount plus interest (£11,877.26) and a completion fee (£99).
The overall cost for comparison is 4.2% APRC representative.
Find out how to apply for a mortgage with the West Brom.
Use our ‘How much can I borrow’ mortgage calculator to get an indication of what we may be able to lend to you.
Whether you are a first time buyer or remortgaging your current home, our mortgage guides can help you cut through the jargon.
Find out how you can apply for a mortgage with the West Brom and what you will need to help you with your application.