This calculator will help you understand how deferring your mortgage payment could change your future repayments and total balance, taking into account the additional interest accrued over the deferred period. We just need to know a few details about your mortgage first, including your mortgage balance.
Part and Part mortgage
If your mortgage has two parts, one being repayment (capital and interest) and one being interest only, you will need to calculate these separately and add the results together to understand the impact over the term of your mortgage.
Whether you're looking to request a mortgage payment deferral or are coming to the end of your deferred period, we're here to help and answer your queries.
Find out what help and support is available to you, from the West Brom and other organisations, should you fall behind with your monthly mortgage payments.