How much of an overpayment can I make?
The maximum amount by which you can overpay in any one year without incurring any Early Repayment Charges (ERCs) will usually be restricted depending on your Illustration. To obtain the amount you can overpay by without incurring any ERCs you would need to call our Customer Services team using our Contact us page or refer to your most recent Illustration.
Please note once you have made an overpayment you cannot obtain a refund or reduce/stop making your monthly payment to use up the overpayment.