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Are you looking to remortgage your current property? Call us now at the West Brom where one of our mortgage advisers can guide you through our remortgage process to help find the best remortgage deal for you.
"Good products, very straightforward and painless remortgage service. Very impressed."
Mortgage Completion Survey, May 2017
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
End Date
Reversion Rate
Benefits
Early Repayment Charges
2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.
*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.
Representative example
A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.79% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £876.24, 25 monthly payments of £641.24 and 274 monthly payments of £841.82.
The total amount payable would be £247,790.92 made up of the loan amount plus interest (£92,594.84), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).
The overall cost for comparison is 4.1% APRC representative.
End Date
Reversion Rate
Benefits
Early Repayment Charges
Interest will be charged to the date of redemption.
End Date
Reversion Rate
Benefits
Early Repayment Charges
Interest will be charged to the date of redemption.
End Date
Reversion Rate
Benefits
Early Repayment Charges
Interest will be charged to the date of redemption.
*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.
Representative example
A mortgage of £155,000 payable over 25 years initially on a variable rate for two years at 1.79% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £861.08, 24 monthly payments of £641.24 and 275 monthly payments of £842.62.
The total amount payable would be £248,665.34 made up of the loan amount plus interest (£92,996.96), a completion fee (£499) and an account management fee (£195 - paid upon redemption).
The overall cost for comparison is 4.1% APRC representative.
