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Remortgage with the West Brom

Are you looking to remortgage your current property with the West Brom? Call our experienced mortgage advisers who will guide you through our remortgage process and help find the best remortgage deal for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.
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"Quick and easy remortgage, no extra paperwork, good customer service"

Mortgage Completion Survey, August 2019

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Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

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Fixed Rate Mortgages

?What do these terms mean? Click here
  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.39% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.69% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.69% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 3.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2026

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 28/02/2022, followed by 4% of amount repaid until 28/02/2023, followed by 3% of amount repaid until 29/02/2024, followed by 2% of amount repaid until 28/02/2025, followed by 1% of amount repaid until 28/02/2026 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      29/02/2024

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 28/02/2022, followed by 2% of amount repaid until 28/02/2023, followed by 1% of amount repaid until 29/02/2024 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2026

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      5% of amount repaid until 28/02/2022, followed by 4% of amount repaid until 28/02/2023, followed by 3% of amount repaid until 29/02/2024, followed by 2% of amount repaid until 28/02/2025, followed by 1% of amount repaid until 28/02/2026 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 3.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2026

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 28/02/2022, followed by 4% of amount repaid until 28/02/2023, followed by 3% of amount repaid until 29/02/2024, followed by 2% of amount repaid until 28/02/2025, followed by 1% of amount repaid until 28/02/2026 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.54% and then on our current standard variable rate of 3.99% (variable) for the remaining 23 years would require an initial payment of £825.00, 24 monthly payments of £622.82 and 275 monthly payments of £801.13.

The total amount payable would be £237,307.43 made up of the loan amount plus interest (£81,079.75), a completion fee (£999), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 3.7% APRC representative.

Variable Mortgages

?What do these terms mean? Click here
  • 2 Year Discounted Variable Rate Mortgage 85% LTV
  • Initial Rate 2.34% Variable
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a variable rate for two years at 2.34% and then on our current standard variable rate of 3.99% (variable) for the remaining 23 years would require an initial payment of £980.23, 25 monthly payments of £682.93 and 274 monthly payments of £806.39.

The total amount payable would be £240,228.34 made up of the loan amount plus interest (£84,000.07), a completion fee (£999), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 3.8% APRC representative.

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