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ISAs

Individual Savings Accounts (ISAs) help you make the most of your savings. Each year you can save up to the annual ISA allowance and all the interest earned is paid tax-free.

Savings guide

Making the most of your ISA

Our tax-free savings guide could help you give your savings a boost.

View guide

Annual Cash ISA allowance

The annual Cash ISA allowance for the 2021/2022 tax year is £20,000.

ISAs

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
WeBSaveR ISA 2 £1000 up to 0.10% AER
up to 0.10% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £250,000 0.10% 0.10% N/A N/A

Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).

No Easy Access - unlimited withdrawals allowed. WeBSaveR ISA 2
1 Year Fixed Rate ISA £1000 0.90% AER
0.90% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 0.90% 0.90% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 October (starting from 31 October 2021). A monthly interest rate option is not available on the Fixed Rate ISAs.

No 60 day’s notice or earlier at a charge equivalent to 60 days loss of interest. 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA £1000 1.15% AER
1.15% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.15% 1.15% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 October (starting from 31 October 2021). A monthly interest rate option is not available on the Fixed Rate ISAs.

No 90 days notice, or with 90 days loss of interest, up to 31/10/2022. From 1/11/2022 to 31/10/2023, 60 days notice, or with 60 days loss of interest. 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA £1000 1.25% AER
1.25% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.25% 1.25% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 October (starting from 31 October 2021). A monthly interest rate option is not available on the Fixed Rate ISAs.

No 120 days notice, or with 120 days loss of interest, up to 31/10/2022. From 1/11/2022 to 31/10/2023, 90 days notice, or with 90 days loss of interest. From 1/11/2023 to 31/10/2024, 60 days notice, or with 60 days loss of interest. 3 Year Fixed Rate ISA
5 Year Fixed Rate ISA £1000 1.55% AER
1.55% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.55% 1.55% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 October (starting from 31 October 2021). A monthly interest rate option is not available on the Fixed Rate ISAs.

No 180 days notice, or with 180 days loss of interest, up to 31/10/2022. From 1/11/2022 to 31/10/2023, 150 days notice, or with 150 days loss of interest. From 1/11/2023 to 31/10/2024, 120 days notice, or with 120 days loss of interest. From 1/11/2024 to 31/10/2025, 90 days notice, or with 90 days loss of interest. From 1/11/2025 to 31/10/2026, 60 days notice, or with 60 days loss of interest. 5 Year Fixed Rate ISA
Additional Permitted Subscriptions ISA £1 up to 0.15% AER
up to 0.15% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1-£4,999.99 0.05% 0.05% N/A N/A
£5,000-£14,999.99 0.05% 0.05% N/A N/A
£15,000-£500,000 0.15% 0.15% N/A N/A

Interest is variable and paid annually and calculated to 5 April and paid on 6 April. There is no monthly option available on the APS ISA.

No Unlimited withdrawals. Additional Permitted Subscriptions ISA
Easy Saver ISA £1 up to 0.15% AER
up to 0.15% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1-£4,999.99 0.05% 0.05% N/A N/A
£5,000-£14,999.99 0.05% 0.05% N/A N/A
£15,000-£500,000 0.15% 0.15% N/A N/A

Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).

No Unlimited withdrawals. Easy Saver ISA
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