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ISAs

Individual Savings Accounts (ISAs) help you make the most of your savings. Each year you can save up to the annual ISA allowance and all the interest earned is paid tax-free.

Savings guide

Making the most of your ISA

Our tax-free savings guide could help you give your savings a boost.

View guide

Annual Cash ISA allowance

The annual Cash ISA allowance for the 2022/2023 tax year is £20,000.

ISAs

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
WeBSaveR ISA 2 £1000 up to 0.30% AER
up to 0.30% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £250,000 0.30% 0.30% N/A N/A

Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).

No Easy Access - unlimited withdrawals allowed. WeBSaveR ISA 2
Loyalty 1 Year Fixed Rate ISA £1000 1.30% AER
1.30% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.30% 1.30% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 May. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Withdrawals permitted with 60 days notice, or with 60 days loss of interest, including transfers and early closures Loyalty 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA £1000 1.95% AER
1.95% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.95% 1.95% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 July. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Up to 31 July 2023: 90 days notice, or with 90 days loss of interest. From 1 August 2023 to 31 July 2024: 60 days notice, or with 60 days loss of interest 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA £1000 2.00% AER
2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 2.00% 2.00% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 May. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Up to 31 May 2023: 120 days notice, or with 120 days loss of interest. From 1 June 2023 to 31 May 2024: 90 days notice, or with 90 days loss of interest. From 1 June 2024 to 31 May 2025: 60 days notice, or with 60 days loss of interest 3 Year Fixed Rate ISA
Additional Permitted Subscriptions ISA £10 up to 0.45% AER
up to 0.45% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1-£4,999.99 0.30% 0.30% N/A N/A
£5,000-£14,999.99 0.30% 0.30% N/A N/A
£15,000-£500,000 0.45% 0.45% N/A N/A

Interest is variable and paid annually and calculated to 5 April and paid on 6 April. There is no monthly option available on the APS ISA.

No Unlimited withdrawals. Additional Permitted Subscriptions ISA
Easy Saver ISA £10 up to 0.45% AER
up to 0.45% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1-£4,999.99 0.30% 0.30% N/A N/A
£5,000-£14,999.99 0.30% 0.30% N/A N/A
£15,000-£500,000 0.45% 0.45% N/A N/A

Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).

No Unlimited withdrawals. Easy Saver ISA
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