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Fixed Rate Savings

If you're happy to put your money away for a set period of time, a fixed rate savings account could be a good option for you. Choose from our range of Fixed Rate Bonds and ISAs below.

Working towards a savings goal

Whether you are saving up for something special or just building up some cash for that ‘rainy day’, setting yourself a savings goal can really help you reach your target faster.

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Need additional support?

Let us know if you need any additional support when managing your money and we will do what we can to help.

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Fixed Rate Savings

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
1 Year Fixed Rate ISA £1 4.40% AER
4.40% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.40% 4.40% N/A N/A

Interest is fixed and paid annually on 30 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 90 days loss of interest. 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA £1 4.30% AER
4.30% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.30% 4.30% N/A N/A

Interest is fixed and paid annually on 30 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 150 days loss of interest. 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA £1 4.05% AER
4.05% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.05% 4.05% N/A N/A

Interest is fixed and paid annually on 30 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 240 days loss of interest. 3 Year Fixed Rate ISA
1 Year Fixed Rate Bond £1000 4.40% AER
4.40% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 4.40% 4.40% 4.40% 4.31%

Interest is fixed and paid annually or monthly. Annual interest can be added to the account or paid into another account and is paid at maturity on 30 April 2025. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals can be made from this account during the fixed term. 1 Year Fixed Rate Bond
2 Year Fixed Rate Bond £1000 4.30% AER
4.30% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 4.30% 4.30% 4.30% 4.22%

Interest is fixed and paid annually or monthly. Annual interest can be added to the account or paid into another account and is paid on 30 April (starting from 30 April 2025). Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals can be made from this account during the fixed term. 2 Year Fixed Rate Bond
3 Year Fixed Rate Bond £1000 4.05% AER
4.05% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 4.05% 4.05% 4.05% 3.98%

Interest is fixed and paid annually or monthly. Annual interest can be added to the account or paid into another account and is paid on 30 April (starting from 30 April 2025). Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals can be made from this account during the fixed term. 3 Year Fixed Rate Bond
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