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Fixed Rate Savings

If you're happy to put your money away for a set period of time, a fixed rate savings account could be a good option for you. Choose from our range of Fixed Rate Bonds and ISAs below.

Savings guide

Working towards a savings goal

Whether you are saving up for something special or just building up some cash for that ‘rainy day’, setting yourself a savings goal can really help you reach your target faster.

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Need additional support?

Let us know if you need any additional support when managing your money and we will do what we can to help.

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Fixed Rate Savings

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
Loyalty 1 Year Fixed Rate ISA £1000 1.30% AER
1.30% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.30% 1.30% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 May. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Withdrawals permitted with 60 days notice, or with 60 days loss of interest, including transfers and early closures Loyalty 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA £1000 1.95% AER
1.95% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 1.95% 1.95% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 July. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Up to 31 July 2023: 90 days notice, or with 90 days loss of interest. From 1 August 2023 to 31 July 2024: 60 days notice, or with 60 days loss of interest 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA £1000 2.00% AER
2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1+ 2.00% 2.00% N/A N/A

Interest is fixed and paid annually and is added to the account, or paid to a separate account, on 31 May. A monthly interest rate option is not available on the Fixed Rate ISAs.

No Up to 31 May 2023: 120 days notice, or with 120 days loss of interest. From 1 June 2023 to 31 May 2024: 90 days notice, or with 90 days loss of interest. From 1 June 2024 to 31 May 2025: 60 days notice, or with 60 days loss of interest 3 Year Fixed Rate ISA
Loyalty 1 Year Fixed Rate Bond £1000 1.30% AER
1.30% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 1.30% 1.30% 1.30% 1.29%

Interest is fixed and paid annually on 31 May (starting from 31 May 2023) or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals are allowed during the 1 year term. Loyalty 1 Year Fixed Rate Bond
2 Year Fixed Rate Bond £1000 1.95% AER
1.95% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 1.95% 1.95% 1.95% 1.93%

Interest is fixed and paid annually on 31 July (starting from 31 July 2023) or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals are allowed during the 2 year term. 2 Year Fixed Rate Bond
3 Year Fixed Rate Bond £1000 2.00% AER
2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 2.00% 2.00% 2.00% 1.98%

Interest is fixed and paid annually on 31 May (starting from 31 May 2023) or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No No withdrawals are allowed during the 3 year term. 3 Year Fixed Rate Bond
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