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Easy access

With our range of easy access savings accounts you have the reassurance that you can dip into your savings if you need to.

Annual Cash ISA allowance

The annual Cash ISA allowance for the 2019/2020 tax year is £20,000.

Savings guide

Having easy access to your money

Whether you are opening a savings account for the very first time or you are an experienced saver, there are times when you may need to dip into your savings. If this is the case, then an easy access savings account could be ideal for you.

View guide

Easy Access

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
Direct Limited Access Saver (Issue 3) £1000 up to 0.95% AER
up to 0.95% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 0.95% 0.95% 0.95% 0.95%
If seven or more withdrawals are made 0.25% 0.25% 0.25% 0.25%

Interest is variable and paid annually on 30 April or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No Limited Access - 6 withdrawals allowed each account year. Direct Limited Access Saver (Issue 3)
Direct Tracker Saver Account £1000 up to 0.50% AER
up to 0.50% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 0.50% 0.50% 0.50% 0.50%

Interest is variable and paid annually on 1 May or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No Limited Access - 6 withdrawals allowed each account year. Direct Tracker Saver Account
Limited Access Saver (Issue 2) £1 up to 0.95% AER
up to 0.95% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 0.95% 0.95% 0.95% 0.95%
If seven or more withdrawals are made 0.25% 0.25% 0.25% 0.25%

Interest is variable and paid annually on 31 March or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).

No Limited Access- 6 withdrawals allowed each account year (subject to branch cash withdrawal limits). Limited Access Saver (Issue 2)
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