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Easy access savings accounts

Our easy access accounts could be perfect if you'd like to dip into your savings whenever you want. You can start saving from as little as £1 and you don’t have to let us know in advance if you want to take money out.

If you think you'll only need to take money out a few times a year, you could earn more interest with one of our limited access accounts.

Having easy access to your money

Whether you are opening a savings account for the very first time or you are an experienced saver, there are times when you may need to dip into your savings. If this is the case, then an easy access savings account could be ideal for you.

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Need additional support?

Let us know if you need any additional support when managing your money and we will do what we can to help.

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Easy Access

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
Direct Limited Access Saver (Issue 3) £1000 up to 2.00% AER
up to 2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 2.00% 2.00% 2.00% 1.98%
If seven or more withdrawals are made 1.40% 1.40% 1.40% 1.39%

<p>Interest is variable and paid yearly or monthly. Interest can be added to the account or paid into another account.</p><p>Yearly interest is paid on 30 April, and you’ll be able to access it from 1 May.</p><p>Monthly interest is paid on the last working day of each month, or on the first working day of the month if paid to another West Brom account.</p>

No You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. Direct Limited Access Saver (Issue 3)
Limited Access Saver (Issue 2) £1 up to 2.00% AER
up to 2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 2.00% 2.00% 2.00% 1.98%
If seven or more withdrawals are made 1.40% 1.40% 1.40% 1.39%

Interest is variable and paid yearly or monthly. We can add it to your account or pay it into another account. <p>If paid yearly, it’ll be paid on:</p> <ul><li>31 March and you’ll be able to access it from the next working day (this includes Saturdays).</li></ul> <p>If paid monthly, it’ll be paid on:</p> <ul><li>First working day of the month if paid to another West Brom account.</li><li>Last working day of the month if paid into an account with another bank or building society. </li></ul>

No You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. Limited Access Saver (Issue 2)
West Brom Saver £1 1.50% AER
1.50% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £2,000,000 1.50% 1.50% 1.50% 1.49%

<p>Interest is variable and paid yearly or monthly. We can add it to your account or pay it into another account.</p><p>If you choose to have your interest paid yearly, it’ll be paid on:</p> <ul><li>31 March for accounts opened in a branch, and you’ll be able to access it from the next working day (this includes Saturdays).</li><li> 30 April for accounts opened by post and online and you’ll be able to access it from 1 May.</li></ul> If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society.

No You can take your money out at any time. West Brom Saver

Your savings are protected

Your eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.

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Protecting your money

Savings toolkit

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Crunch the numbers and see how much you could save over time.

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0345 241 3785

schedule 8:30am to 6pm Monday to Friday

schedule 8:30am to 12:30pm on Saturday

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