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Easy access savings accounts

Our easy access accounts could be perfect if you'd like to dip into your savings whenever you want. You can start saving from as little as £1 and you don’t have to let us know in advance if you want to take money out.

If you think you'll only need to take money out a few times a year, you could earn more interest with one of our limited access accounts.

Having easy access to your money

Whether you are opening a savings account for the very first time or you are an experienced saver, there are times when you may need to dip into your savings. If this is the case, then an easy access savings account could be ideal for you.

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Need additional support?

Let us know if you need any additional support when managing your money and we will do what we can to help.

Get additional support

Easy Access

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
Direct Limited Access Saver (Issue 3) £1000 up to 2.00% AER
up to 2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 2.00% 2.00% 2.00% 1.98%
If seven or more withdrawals are made 1.40% 1.40% 1.40% 1.39%

<p>Interest is variable and paid yearly or monthly. Interest can be added to the account or paid into another account.</p><p>Yearly interest is paid on 30 April, and you’ll be able to access it from 1 May.</p><p>Monthly interest is paid on the last working day of each month, or on the first working day of the month if paid to another West Brom account.</p>

No You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. Direct Limited Access Saver (Issue 3)
Limited Access Saver (Issue 2) £1 up to 2.00% AER
up to 2.00% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 2.00% 2.00% 2.00% 1.98%
If seven or more withdrawals are made 1.40% 1.40% 1.40% 1.39%

No You can take your money out at any time. You will get a lower interest rate if you take your money out more than six times. Limited Access Saver (Issue 2)
West Brom Saver £1 1.50% AER
1.50% Gross i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £2,000,000 1.50% 1.50% 1.50% 1.49%

No You can take your money out at any time. West Brom Saver

Your savings are protected

Your eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.

Find out more

Protecting your money

Savings toolkit

Savings calculator

Savings calculator

Crunch the numbers and see how much you could save over time.

Savings calculator
Making the most of your ISA

Savings guides

Take a moment and brush up on all things savings.

Savings guides
ISAs help

Help and support

Visit the help centre to get support with your savings account.

Help centre
Contact us

We're here to help

Chat to our friendly Customer Service team today.

0345 241 3785

schedule 8:30am to 6pm Monday to Friday
schedule 8:30am to 12:30pm on Saturday

You can also pop in to your local branch or book an appointment.