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How much can I borrow?

Mortgage Calculator

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Use our ‘How much can I borrow’ mortgage calculator to get an indication of what we may be able to lend to you.

Please note that this mortgage calculator is for guidance only, and does not constitute a formal mortgage offer. You should also check that you are eligible for one of our mortgages by checking the information below.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

1How many applicants?

2How many financial dependents do you have (i.e. Children)

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Financial Dependents

Number of financial dependents (i.e. Children).
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Financial Dependents

Number of financial dependents (i.e. Children).

3Income

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Gross Annual Salary

This is the amount you earn yearly before any deductions have taken place.
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Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Outgoings

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Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
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Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

3First applicant - Income

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Gross Annual Salary

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

First applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

Second applicant - Income

?

Gross Annual Salary

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Second applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

4Mortgage term

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Mortgage Term

The term of your mortgage is the amount of years you would like your mortgage to last.

Please note: This information does not contain all of the details you need to choose a mortgage. You will need to obtain an Illustration before you make a decision. All figures provided by our mortgage borrowing calculator are an estimate only, please call us to discuss your requirements in more detail.

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