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How much can I borrow? Mortgage calculator

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Get an idea of how much you could borrow for a mortgage in just a few minutes using our mortgage borrowing calculator. All you need to do is answer a few questions about your household, income and outgoings.

Please note that this mortgage calculator is for guidance only, and does not constitute a formal mortgage offer. You should also check that you are eligible for one of our mortgages by checking our mortgage eligibility page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

1How many applicants?

2How many financial dependents do you have (i.e. Children)

?

Financial Dependents

Number of financial dependents (i.e. Children).
?

Financial Dependents

Number of financial dependents (i.e. Children).

3Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

3First applicant - Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

First applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

Second applicant - Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Second applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

4Mortgage term

?

Mortgage Term

The term of your mortgage is the amount of years you would like your mortgage to last.

Please note: This information does not contain all of the details you need to choose a mortgage. You'll need to obtain an Illustration before you make a decision. All figures provided by our 'How much can i borrow' mortgage calculator are an estimate only, please call us to discuss your requirements in more detail.

Next steps

Can I apply?

Before you start your mortgage application, find out if you meet our minimum lending criteria.


Check mortgage eligibility


How to apply

Ready to start your mortgage application? Find out how to apply for a West Brom mortgage.


Find out how to apply


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