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How much can I borrow? Mortgage calculator

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A great place to start when thinking about getting a mortgage with us, is to see how much we might lend to you. You can get an idea of how much you could borrow by using our mortgage calculator. All you need to do is answer a few questions about your income and how much you spend.

This mortgage calculator only gives you a guide to how much you can borrow. It isn’t a formal mortgage offer. Once you have your results, check out the ‘Can I apply’ page to see if you meet our eligibility rules.

1How many applicants?

2How many financial dependents do you have (i.e. Children)

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Financial Dependents

Number of financial dependents (i.e. Children).
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Financial Dependents

Number of financial dependents (i.e. Children).

3Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

3First applicant - Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Net Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

First applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

Second applicant - Income

?

Gross Annual Income

This is the amount you earn yearly before any deductions have taken place.
?

Monthly Income

This is your monthly net income (the amount you receive once any statutory deductions have been made).

Second applicant - Outgoings

?

Monthly Loan Repayments

These are any monthly payments on outstanding debt such as loans or credit cards.
?

Monthly Other Expenditure

Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions.

4Mortgage term

?

Mortgage Term

The term of your mortgage is the amount of years you would like your mortgage to last.

Please note: This information does not contain all the details you need to choose a mortgage. You'll need to get an Illustration before you decide. All figures provided by our mortgage calculator are an estimate only, please call us to talk through your needs in more detail.

Next steps

Can I apply?

Before you start your mortgage application, find out if you meet our minimum lending criteria.

Check mortgage eligibility

How to apply?

If you're ready to start, find out how to apply for a mortgage with us.

Find out how to apply
Contact us

Get in touch

Whether you have a question or are ready to take the first step, we're happy to help.

0800 298 0008

schedule 8:30am to 6:00pm Monday to Friday
schedule 8:30am to 12:30pm on Saturday

You can also request a call back or visit us in branch.

Request a call back Book a branch appointment
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