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How to apply for a mortgage with us

Whether you're buying your first home, want to remortgage or move somewhere new, we'll guide you through each step of the mortgage application process.

1. Find out how much you could borrow

Start your mortgage journey by finding out how much you could borrow.

You can use our mortgage calculator to get an idea of what we might lend to you in just a few clicks.

Try our mortgage calculator open_in_new

2. Get a Decision in Principle (DIP)

A DIP gives you a personalised indication of how much we could lend to you and you’ll need one before you can apply for a mortgage.

You can book an appointment with a mortgage adviser to get your DIP.

Getting a DIP won't affect your credit score, and it'll be valid for 90 days.

Get a Decision in Principle open_in_new

3. Complete a full mortgage application

Once you've got your Decision in Principle, you can make a full mortgage application.

When you're ready, get in touch to arrange an appointment with one of our mortgage advisers. They'll talk you through what happens next and confirm what you'll need to complete your application.

Contact us

Get in touch

When you're ready to take the next step, we're happy to help.