When it comes to choosing the right mortgage, we understand that everyone's circumstances are different. That's why we have made it easy for you to find the right mortgage based on what's important to you.
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*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.
A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.79% and then on our current standard variable rate of 3.99% (variable) for the remaining 23 years would require an initial payment of £876.24, 25 monthly payments of £641.24 and 274 monthly payments of £802.93.
The total amount payable would be £237,266.75 made up of the loan amount plus interest (£82,101.51), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).
The overall cost for comparison is 3.7% APRC representative.