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Mortgages at the West Brom

Whether you are looking to buy your first home, remortgage your current home, move up the housing ladder or review your current mortgage deal, the West Brom has a range of competitive mortgage deals which are designed to suit your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

Find the mortgage that's right for you

When it comes to choosing the right mortgage, we understand that everyone's circumstances are different. That's why we have made it easy for you to find the right mortgage based on what's important to you.

How can we help?

First time buyers

Remortgaging

Buying a home

Existing customers

Product range
You can view our individual mortgage product ranges via any of the links below.

 

Mortgage tools and support

branchicongreen

Request a branch appointment

Use our online form to request a mortgage appointment in one of our branches.

Search our mortgages

Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

Unfortunately we do not currently have any products which match the criteria you have specified. Try changing some of the filters to update the results.

Fixed Rate Mortgages

?What do these terms mean? Click here
  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply

    • End Date

      30/06/2022

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee

    • Early Repayment Charges

      2% of amount repaid until 30/06/2021, followed by 1% of amount repaid until 30/06/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

      Fees and charges
      How to apply
  • 3 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply

    • End Date

      30/06/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee

    • Early Repayment Charges

      3% of amount repaid until 30/06/2021, followed by 2% of amount repaid until 30/06/2022, followed by 1% of amount repaid until 30/06/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

      Fees and charges
      How to apply

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.79% and then on our current standard variable rate of 3.99% (variable) for the remaining 23 years would require an initial payment of £876.24, 25 monthly payments of £641.24 and 274 monthly payments of £802.93.

The total amount payable would be £237,266.75 made up of the loan amount plus interest (£82,101.51), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 3.7% APRC representative.

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