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Mortgages at the West Brom

Whether you are looking to buy your first home, remortgage your current home, move up the housing ladder or review your current mortgage deal, the West Brom has a range of competitive mortgage deals which are designed to suit your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

Find the mortgage that's right for you

When it comes to choosing the right mortgage, we understand that everyone's circumstances are different. That's why we have made it easy for you to find the right mortgage based on what's important to you.

 

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Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

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Fixed Rate Mortgages

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  • 2 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.89% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.29% Fixed
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 50% LTV
  • Initial Rate 1.39% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £250 cashback, paid on completion
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      0.50% cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      0.50% cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.19% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      0.50% cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      0.50% cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      0.50% cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.94% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.34% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.34% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.74% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.74% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.54% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.94% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.94% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.04% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £199
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £750 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £400 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.94% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      £400 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £400 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.59% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.19% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      £250 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.14% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      £250 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/01/2021, followed by 2% of amount repaid until 31/01/2022, followed by 1% of amount repaid until 31/01/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.64% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.64% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.54% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.64% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      £250 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/01/2021, followed by 4% of amount repaid until 31/01/2022, followed by 3% of amount repaid until 31/01/2023, followed by 2% of amount repaid until 31/01/2024, followed by 1% of amount repaid until 31/01/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/01/2021, followed by 1% of amount repaid until 31/01/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      2% of amount repaid for the first year, followed by 1% of amount repaid for the second year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      2% of amount repaid for the first year, followed by 1% of amount repaid for the second year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      4% of amount repaid for the first year, followed by 3% of amount repaid for the second year, followed by 2% of amount repaid for the third year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 3.14% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      4% of amount repaid for the first year, followed by 3% of amount repaid for the second year, followed by 2% of amount repaid for the third year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      5% of amount repaid for the first two years, 4% of amount repaid for the third year, 3% of amount repaid for the fourth year, followed by 2% of amount repaid for the fifth year. You can make overpayments below £1,000 each calendar month without incurring any early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 3.39% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      5% of amount repaid for the first two years, 4% of amount repaid for the third year, 3% of amount repaid for the fourth year, followed by 2% of amount repaid for the fifth year. You can make overpayments below £1,000 each calendar month without incurring any early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.79% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £869.28, 25 monthly payments of £641.24 and 274 monthly payments of £841.95.

The total amount payable would be £247,819.58 made up of the loan amount plus interest (£92,531.07), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 4.1% APRC representative.

Variable Mortgages

?What do these terms mean? Click here
  • 2 Year Discounted Variable Rate Mortgage 65% LTV
  • Initial Rate 1.79% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 80% LTV
  • Initial Rate 1.99% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 90% LTV
  • Initial Rate 2.39% Variable
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 75% LTV
  • Initial Rate 1.79% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 80% LTV
  • Initial Rate 1.99% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 90% LTV
  • Initial Rate 2.39% Variable
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/01/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      Fees Assisted Legals
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Mortgage 75% LTV
  • Initial Rate 3.19% Variable
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 90% LTV
  • Initial Rate 3.69% Variable
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a variable rate for two years at 1.99% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £909.74, 25 monthly payments of £656.22 and 274 monthly payments of £843.51.

The total amount payable would be £249,130.98 made up of the loan amount plus interest (£93,371.58), a completion fee (£499) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 4.1% APRC representative.

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