FAQs

Are there any types of property you don't lend on?

We'll consider most property types other than:

  • Farms and smallholdings
  • Grade 1 listed buildings
  • Agricultural tie or restricted properties
  • Freehold flats and maisonettes
  • Live / work Units
  • Mobile homes
  • River boats
  • Properties with 10 or more acres of land
  • Low cost housing/restricted resale covenant schemes
  • Sheltered housing and properties with restricted age for the occupants
  • Holiday lets
  • Deck access flats
  • Back to Back property built before 1980
  • Properties in extreme flood risk areas
  • Flats above 5 storeys
  • Flats above shops / retail units unless very high quality
  • Converted flats unless very good quality
  • Properties in proximity of Japanese Knotweed, categorised as 3 or 4
  • Houses with a flat roof covering of more than >25% of the total roof area
  • Timber Frame (Nontraditional – masonry outer leaf are permitted)
  • Non-conventional construction types
  • Semi Commercial Property that attracts business rates and would need modification

As a minimum requirement, all properties must have a bathroom, internal WC, mains services and kitchen.