FAQs

How much can I borrow for a mortgage?

Generally you can borrow:

Sole Applicant
  • 4.5 x main income where allowable income ≤ £50,000 p.a.;
    or
  • 5 x main income where allowable income > £50,000 p.a.

Joint Applicant
  • 4.5 x main income + 1 x secondary income (where joint allowable income ≤ £50,000 p.a.);
    or
  • 5 x main income + 1 x secondary income (where joint allowable income > £50,000 p.a.);
    or
  • 4 x joint income (where joint allowable income ≤ £50,000 p.a.);
    or
  • 4.5 x joint income (where joint allowable income > £50,000 p.a.)