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Buying a new home with the West Brom

Looking to buy a new home? The West Brom offers a range of mortgages up to 95% LTV. You'll be sure to find the right mortgage to suit your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.
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"Very efficient and great communication with rapid updates via text messaging."

Mortgage Completion Survey, April 2017

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Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

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Fixed Rate Mortgages

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  • 2 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.59% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £199
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.74% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £300 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.84% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 60% LTV
  • Initial Rate 1.89% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.19% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.24% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £750 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.54% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.59% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.64% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • HTB 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.19% Fixed
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      2% of amount repaid until 31/03/2021, followed by 1% of amount repaid until 31/03/2022 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.84% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.24% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2023

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1000 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      3% of amount repaid until 31/03/2021, followed by 2% of amount repaid until 31/03/2022, followed by 1% of amount repaid until 31/03/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 2.89% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.29% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/03/2025

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      £1500 cashback, paid on completion
      No Booking Fee and No Completion Fee
    • Early Repayment Charges

      5% of amount repaid until 31/03/2021, followed by 4% of amount repaid until 31/03/2022, followed by 3% of amount repaid until 31/03/2023, followed by 2% of amount repaid until 31/03/2024, followed by 1% of amount repaid until 31/03/2025 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a fixed rate for two years at 1.79% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £876.24, 25 monthly payments of £641.24 and 274 monthly payments of £841.82.

The total amount payable would be £247,790.92 made up of the loan amount plus interest (£92,594.84), a telegraphic transfer fee (£30) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 4.1% APRC representative.

Variable Mortgages

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  • 2 Year Discounted Variable Rate Mortgage 65% LTV
  • Initial Rate 1.79% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 80% LTV
  • Initial Rate 1.99% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • 2 Year Discounted Variable Rate Mortgage 90% LTV
  • Initial Rate 2.39% Variable
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/03/2022

      Reversion Rate

      4.49% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a variable rate for two years at 1.99% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £917.48, 25 monthly payments of £656.22 and 274 monthly payments of £843.36.

The total amount payable would be £249,097.62 made up of the loan amount plus interest (£93,433.24), a completion fee (£499) and an account management fee (£195 - paid upon redemption).

The overall cost for comparison is 4.1% APRC representative.

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