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If you’re looking at buying your first home, but worried about applying, you've come to the right place.
It's easy to focus on all the reasons it might not happen. But at the West Brom, we're all about finding ways to say yes.
We’ve said yes to thousands of first-time buyers applying for a mortgage with our common-sense underwriting and real people reviewing applications, when other lenders have said no.
Ellie and Daniel had missed a mobile phone payment and were worried it might mean they'd miss out on their dream home.
Watch their story to find out how we were able to say yes to their mortgage.
Get an idea of how much we could lend you, based on your income and outgoings, in just a few clicks.
It's a great place to start when thinking about buying a home and helps you understand your budget so you can feel more confident about your mortgage options.
Find out whether you could be eligible for a mortgage with us and get greater confidence when you're ready to start viewing properties.
A Decision in Principle can give you a clearer idea of what may be possible before you make a full application.
Whether you have a question or are ready to take the next step, we're happy to help.
0345 241 3785 8:30am to 6:00pm Monday to Friday
8:30am to 12:30pm on Saturday
Your home may be repossessed if you do not keep up repayments on your mortgage.
1 West Brom Building Society internal data, 2025
