Attention: You need JavaScript enabled to use this site.

Fixed rate mortgages

Whether you are looking to buy your first home, remortgage or move up the property ladder the West Brom has a range of competitive mortgage deals to suit your needs. With our range of fixed rate mortgages, you have the peace of mind of knowing what your mortgage payments will be.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.
quote-icon

"Prompt, helpful and efficient service. Professional survey and swift completion, good communication."

Mortgage Completion Survey, June 2017

Search our mortgages

Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

Unfortunately we do not currently have any products which match the criteria you have specified. Try changing some of the filters to update the results.

Fixed Rate Mortgages

?What do these terms mean? Click here
  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Remortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Assisted 2 Year Fixed Rate Remortgage 90% LTV
  • Initial Rate 2.74% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.04% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £250 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/08/2020, followed by 2% of amount repaid until 31/08/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/08/2020, followed by 3% of amount repaid until 31/08/2021, followed by 2% of amount repaid until 31/08/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.19% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/08/2020, followed by 3% of amount repaid until 31/08/2021, followed by 2% of amount repaid until 31/08/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.34% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £250 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/08/2020, followed by 3% of amount repaid until 31/08/2021, followed by 2% of amount repaid until 31/08/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/08/2021, followed by 4% of amount repaid until 31/08/2022, followed by 3% of amount repaid until 31/08/2023, followed by 2% of amount repaid until 31/08/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.59% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/08/2021, followed by 4% of amount repaid until 31/08/2022, followed by 3% of amount repaid until 31/08/2023, followed by 2% of amount repaid until 31/08/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • Help to Buy 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/08/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £250 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/08/2021, followed by 4% of amount repaid until 31/08/2022, followed by 3% of amount repaid until 31/08/2023, followed by 2% of amount repaid until 31/08/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £999
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £750 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring the above charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 1.94% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £400 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.09% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £400 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £300 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.29% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £300 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £300 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.59% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £1000 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV
  • Initial Rate 3.09% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.14% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 80% LTV
  • Initial Rate 2.19% Fixed
  • Overall Cost for Comparison 4.0% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £300 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.64% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £1000 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.14% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 95% LTV 16162
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 95% LTV 16163
  • Initial Rate 3.39% Fixed
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £1000 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV 16164
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 75% LTV 16165
  • Initial Rate 1.79% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £400 cashback
    • Early Repayment Charges

      3% of amount repaid until 31/10/2020, followed by 2% of amount repaid until 31/10/2021 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 95% LTV 16166
  • Initial Rate 3.39% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2022

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £1250 cashback
    • Early Repayment Charges

      4% of amount repaid until 31/10/2020, followed by 3% of amount repaid until 31/10/2021, followed by 2% of amount repaid until 31/10/2022 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV 16167
  • Initial Rate 3.24% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 95% LTV 16168
  • Initial Rate 3.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £1500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV 16169
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV 16170
  • Initial Rate 1.99% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV 16171
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV 16172
  • Initial Rate 2.44% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £0
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/10/2024

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      No completion fee
      Free First Standard Valuation available (max £740)
      £500 cashback
    • Early Repayment Charges

      5% of amount repaid until 31/10/2021, followed by 4% of amount repaid until 31/10/2022, followed by 3% of amount repaid until 31/10/2023, followed by 2% of amount repaid until 31/10/2024 plus interest until the end of the month. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £25,000 payable over 20 years initially on a fixed rate for two years at 2.49% and then on our current standard variable rate of 4.49% (variable) for the remaining 18 years would require an initial payment of £185.22, 22 monthly payments of £132.35 and 217 monthly payments of £155.68.

The total amount payable would be £36,978.48 made up of the loan amount plus interest (£11,877.26) and a completion fee (£99).

The overall cost for comparison is 4.2% APRC representative.

Back to top