Attention: You need JavaScript enabled to use this site.

Variable rate mortgages

At the West Brom we have a wide range of variable rate mortgages available. Choose between 2 to 5 year variable rate mortgages, with a variety of competitive rates.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.
quote-icon

"The overall level of service provided was excellent. I would recommend the West Brom to family and friends."

Mortgage Completion Survey, August 2017

Search our mortgages

Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

Unfortunately we do not currently have any products which match the criteria you have specified. Try changing some of the filters to update the results.

Variable Mortgages

?What do these terms mean? Click here
  • 2 Year Discounted Variable Mortgage 65% LTV
  • Initial Rate 1.89% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 80% LTV
  • Initial Rate 1.99% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 90% LTV
  • Initial Rate 2.39% Variable
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 75% LTV
  • Initial Rate 1.79% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 80% LTV
  • Initial Rate 1.99% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 90% LTV
  • Initial Rate 2.39% Variable
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £499
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      31/10/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Fees Assisted Legals and Free First Standard Valuation available (max £740)
      No early repayment charges
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £155,000 payable over 25 years initially on a variable rate for two years at 1.99% and then on our current standard variable rate of 4.49% (variable) for the remaining 23 years would require an initial payment of £909.74, 25 monthly payments of £656.22 and 274 monthly payments of £843.51.

The total amount payable would be £249,035.98 made up of the loan amount plus interest (£93,419.08), a completion fee (£499) and a release of charge fee (£100 - paid upon redemption).

The overall cost for comparison is 4.1% APRC representative.

Back to top