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Standard variable rate (SVR) is the interest rate your mortgage usually moves to when your current deal ends.
The rate is set by your lender and can go up or down at any time - meaning your mortgage payments can too.
As you get near the end of your deal, your lender will contact you to let you know what your rate will be and what your options are.
When your West Brom mortgage deal ends, you’ll either move to our SVR, currently at 6.25% variable, or a lower rate depending on your loan to value (LTV).
We don’t just put everyone onto the same reversion rate. We look at how much you’ve got left to pay compared to the value of your home and reflect that in the rate you go onto. This can save you a lot compared to other lenders.
Find out more about what happens to your interest rate when your mortgage deal ends.
Are you an existing West Brom customer? Switch to a new mortgage deal with us.
Switch your dealAre you on SVR with a different lender? See if you could save money by remortgaging to us.
Remortgage to us