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An ISA is an Individual Savings Account. It’s a great way to save money without paying tax on the interest you earn, helping you to make the most of your savings.
Every tax year, the government sets a maximum amount that you can save tax-free in an ISA. This is called an ISA allowance. The ISA allowance for the current tax year is £20,000.
If you don't pay the full £20,000 by the end of the tax year, you will lose the unused allowance. You can't carry any of your unused ISA allowance over into the new tax year.
The ISA deadline for the current tax year is just around the corner on 5 April 2025, so now’s the time to make the most of your allowance by topping up your ISA for the current tax year.
If you have an ISA with us and you haven't paid your allowance into another ISA elsewhere, you can top it up by moving money online from another bank or building society.
Please make sure you pay in any money by 31 March so we can make sure it gets into your ISA on time.
Things to remember
Tax benefits are subject to change and individual circumstances.
ISAs are ran in accordance with Government Rules, also known as ‘Income Tax Legislation’. The government is responsible for tax treatment of ISAs.
Please read the Specific Terms and Conditions and our General Terms and Conditions before applying for any ISA with West Brom Building Society.
