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If you purchased your home under the Help to Buy: Equity Loan scheme and are approaching the end of your mortgage deal or five year interest free period, you may be unsure of the options available to you. However, we're here to help.
If you want to exit the Help to Buy scheme, you can remortgage your current property and increase the total amount you borrow to repay the equity loan in full.
If you want to remain in the Help to Buy scheme, you can keep the equity loan and remortgage what is left. However, to do so, certain requirements must be met.
Help to Buy: www.helptobuy.gov.uk
Royal Institute of Chartered Surveyors (RICS): www.rics.org/uk