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How Much Can I Borrow?

Find out how much you may be able to borrow by using our affordability calculator. Please note that this only provides an indication of how much we will lend and we will credit score all mortgage applicants to make a final lending decision.

All fields marked with a * are required.
First Applicant
Second Applicant
1) Income
Basic annual salary (gross): *
Guaranteed bonus / overtime or commission (annually): *
Non-guaranteed bonus / overtime or commission (annually): *
2) Outgoings
Monthly loan or hire purchase repayments: *
(ignore any loans with less than 12 months to run)
Credit card & store card debt outstanding: *
(ignore if total on all cards is less than 1,000 or balance is paid off each month)
Monthly maintenance payments: *
Other monthly payments (eg mortgage): *
(ignore if these will be paid off by the new mortgage)