Savings

It doesn’t matter if you’re saving for a rainy day, for retirement or for the very first time, the West Brom can help you save to reach your goals. Whether you want to access your money, or want to fix your rate, we have a range of savings and investment products to suit your needs.

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Account management

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Investment

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Account access

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ISAs

Select your ISA status for the current Tax year.

Online

Online Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
WeBSaveR 2 £1000 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £250,000 0.75% 0.75% 0.75% 0.75%
Interest is variable and paid annually on 1 May or monthly on the first working day of the following month.
up to 0.75% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
WeBSaveR ISA 2 £1000 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1 - £250,000 0.75% 0.75% N/A N/A
Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).
up to 0.75% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

ISAs

ISAs Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
WeBSaveR ISA 2 £1000 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1 - £250,000 0.75% 0.75% N/A N/A
Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).
up to 0.75% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
1 Year Fixed Rate ISA £1000 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1+ 0.85% 0.85% N/A N/A
Interest is fixed and paid annually and is added to the account, or paid to a separate account on 30 November 2016 and on maturity (30 November 2017). A monthly interest rate option is not available on the 1 Year Fixed Rate ISA.
up to 0.85% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

90 day’s notice or earlier at a charge equivalent to 90 days loss of interest i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Easy Saver ISA £1 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1-£4,999.99 n/a 0.25% 0.25% N/A N/A
£5,000-£14,999.99 n/a 0.75% 0.75% N/A N/A
£15,000-£500,000 n/a 0.85% 0.85% N/A N/A
Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year).
up to 0.85% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Additional Permitted Subscriptions (APS) ISA £1 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1-£4,999.99 n/a 0.25% 0.25% N/A N/A
£5,000-£14,999.99 n/a 0.75% 0.75% N/A N/A
£15,000-£500,000 n/a 0.85% 0.85% N/A N/A
Interest is variable and paid annually and calculated to 5 April and paid on 6 April. There is no monthly option available on the APS ISA.
up to 0.85% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Easy access

Easy access Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Limited Access Saver £1 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 0.85% 0.85% 0.85% 0.85%
If seven or more withdrawals are made 0.25% 0.25% 0.25% 0.25%
Interest is variable and paid annually on 31 March or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.85% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Limited Access- six withdrawals allowed each account year (subject to branch cash withdrawal limits) i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Direct Tracker Saver Account £1000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000 - £1,000,000 0.05% 0.05% 0.05% 0.05%
Interest is variable and paid annually on 1 May or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

6 Withdrawals permitted each account year i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Direct Limited Access Saver (Issue 2) £1000 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000 0.85% 0.85% 0.85% 0.85%
If seven or more withdrawals are made 0.25% 0.25% 0.25% 0.25%
Interest is variable and paid annually on 30 April or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.85% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Limited Access - six withdrawals allowed each account year i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Fixed Rate Bonds

Fixed Rate Bonds Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
1 Year Fixed Rate Bond £1000 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 0.85% 0.85% 0.85% 0.85%
Interest is fixed and paid annually on 30 November or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.85% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 1 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
2 Year Fixed Rate Bond £1000 0.95% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 0.95% 0.95% 0.95% 0.95%
Interest is fixed and paid annually on 30 November or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.95% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 2 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
3 Year Fixed Rate Bond £1000 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 1.00% 1.00% 1.00% 1.00%
Interest is fixed and paid annually on 30 November or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 1.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 3 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Regular Savers

Regular Savers Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Access Regular Saver £20 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£20 - £2,000 per month 0.85% 0.85% N/A N/A
If more than two monthly payments are missed 0.25% 0.25% N/A N/A
Interest is variable and paid annually on 31 March for branch based accounts or 30 April for direct accounts.
up to 0.85% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals without notice. Two monthly missed payments allowed each account year. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Adult's Fixed Rate Regular Saver (Issue 4) £10 up to 2.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10 - £100 per month 2.00% 2.00% N/A N/A
Interest is fixed and paid on the anniversary of the account opening.
up to 2.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Children's Fixed Rate Regular Saver (Issue 4) £10 up to 2.50% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10 - £75 per month 2.50% 2.50% N/A N/A
Interest is fixed and paid on the anniversary of the account opening.
up to 2.50% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Company Accounts

Company Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
7 Day Corporate Deposit Notice Account (Issue 2) £10000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10,000 - £10,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 30 April and automatically capitalised to the account. Where the balance goes below the minimum opening and operating balance (£10,000), no interest will be earned.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Withdrawals can be made at any time with 7 days notice without charge. Access to your funds without notice will incur a charge equivalent of 7 days’ interest. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
7 Day Notice Credit Union Deposit Account £10000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10,000 - £10,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 30 September and automatically capitalised to the account. Where the balance goes below the minimum opening and operating balance (£10,000), no interest will be earned.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is a 7 day notice period for withdrawals, or access without notice subject to a charge equivalent to 7 days loss of interest on the amount withdrawn. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Other Accounts

Other Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Albion Advantage Account £100 up to 0.25% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £100,000 0.25% 0.25% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.25% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawal (subject to branch cash withdrawal limits) i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Amber Blue Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Blues Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Century Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Community Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Oak Savings Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10 - £100,000 0.05% 0.05% 0.05% 0.05%
Interest is variable and paid annually on 30 November or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - no limit on withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Red Balloon Appeal Account £100 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% 0.05% 0.05%
If the balance falls below £100 (adults) or £25 (for under 16s), the Society reserves the right to close the account. Interest is variable and paid annually on 30 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Saddlers Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 for over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Premium Share Account £100 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 – £2,000,000 0.05% 0.05% 0.05% 0.05%
Interest is variable and paid annually on 1 April or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Severn Valley Branch Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25 (£100 over 16s) - £2,000,000 0.05% 0.05% N/A N/A
Interest is variable and paid annually on 1 April.
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Base Rate Tracker Account £500 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£500 - £2,000,000 0.05% 0.05% 0.05% 0.05%
Interest is variable and paid annually on 30 November or monthly on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Four withdrawals are permitted each account year without notice or charge (subject to branch cash withdrawal limits). The account will be closed on the fifth withdrawal. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

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