Savings

It doesn’t matter if you’re saving for a rainy day, for retirement or for the very first time, the West Brom can help you save to reach your goals. Whether you want to access your money, or want to fix your rate, we have a range of savings and investment products to suit your needs.

I want to manage my account... ?

Account management

Select how you would like to manage your account.

I want to invest... ?

Investment

Choose how much and how often you would like to be able to invest into your account.

I want to access my money... ?

Account access

Select how often you would like to be able to access the funds in your account.

I have... ?

ISAs

Select your ISA status for the current Tax year.

Online

Online Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
WeBSaveR 2 £1000 up to 0.90% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £250,000 0.90% 0.90% 0.90% 0.90%
Rates are variable
up to 0.90% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
WeBSaveR ISA 2 £1000 up to 0.90% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1 - £250,000 0.90% 0.90% N/A N/A
Minimum opening balance is £1,000, minimum operating balance is £1. Rates are variable
up to 0.90% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

ISAs

ISAs Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
WeBSaveR ISA 2 £1000 up to 0.90% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1 - £250,000 0.90% 0.90% N/A N/A
Minimum opening balance is £1,000, minimum operating balance is £1. Rates are variable
up to 0.90% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
1 Year Fixed Rate ISA £1000 up to 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1+ 0.85% 0.85% N/A N/A
Minimum opening balance £1000, minimum operating balance £1
up to 0.85% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

90 day’s notice or earlier at a charge equivalent to 90 days loss of interest i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Easy Saver ISA £1 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1-£4,999.99 n/a 0.50% 0.50% N/A N/A
£5,000-£14,999.99 n/a 0.90% 0.90% N/A N/A
£15,000-£500,000 n/a 1.00% 1.00% N/A N/A
Minimum opening balance is £10 and the minimum operating balance is £1.
up to 1.00% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Additional Permitted Subscriptions (APS) ISA £1 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1 - £4,999.99 n/a 0.50% 0.50% N/A N/A
£5,000 - £14,999.99 n/a 0.90% 0.90% N/A N/A
£15,000 - £500,000 n/a 1.00% 1.00% N/A N/A
Minimum opening balance is £10 and the minimum operating balance is £1
up to 1.00% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Easy access

Easy access Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Limited Access Saver £1 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000. Up to six withdrawals 1.00% 1.00% 1.00% 1.00%
£1 - £1,000,000. If seven or more withdrawals are made 0.50% 0.50% 0.50% 0.50%
This account provides a variable rate of interest
up to 1.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Limited Access- six withdrawals allowed each account year (subject to branch cash withdrawal limits) i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Direct Tracker Saver Account £1000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000*-£1,000,000 0.05% 0.05% 0.05% 0.05%
*Minimum opening balance is £1,000
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

6 Withdrawals permitted each account year i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Direct Limited Access Saver (Issue 2) £1000 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1 - £1,000,000. Up to six withdrawals 1.00% 1.00% 1.00% 1.00%
£1 - £1,000,000. If seven or more withdrawals are made 0.50% 0.50% 0.50% 0.50%
This account provides a variable rate of interest
up to 1.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Limited Access - six withdrawals allowed each account year i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Fixed Rate Bonds

Fixed Rate Bonds Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
1 Year Fixed Rate Bond £1000 0.85% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1000+ 0.85% 0.85% 0.85% 0.85%
Rates are fixed and monthly interest must be paid to a separate bank or building society account.
up to 0.85% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 1 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
2 Year Fixed Rate Bond £1000 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1000+ 1.00% 1.00% 1.00% 1.00%
Rates are fixed and monthly interest must be paid to a separate bank or building society account.
up to 1.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 2 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
3 Year Fixed Rate Bond £1000 1.10% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1000+ 1.10% 1.10% 1.10% 1.09%
Rates are fixed and monthly interest must be paid to a separate bank or building society account.
up to 1.10% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 3 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Regular Savers

Regular Savers Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Access Regular Saver £20 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£20-£2,000 per month Tier 1 Bonus Text 1.00% 1.00% N/A N/A
£20-£2,000 - if more than two monthly payments are missed. Tier 2 Bonus Text 0.50% 0.50% N/A N/A
Minimum opening balance is £20
up to 1.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals without notice. Two monthly missed payments allowed each account year. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Adult's Fixed Rate Regular Saver (Issue 4) £10 up to 2.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10 - £100 per month 2.00% 2.00% N/A N/A
Maximum total investment over the 12 month term is £1,200. Interest is paid on the anniversary of the account opening.
up to 2.00% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Children's Fixed Rate Regular Saver (Issue 4) £10 up to 2.50% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10 - £900 2.50% 2.50% N/A N/A
Interest is paid on the anniversary of the account opening
up to 2.50% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Company Accounts

Company Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
7 Day Corporate Deposit Notice Account (Issue 2) £10000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10,000-£10,000,000 0.05% 0.05% N/A N/A
Rates are variable
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Withdrawals can be made at any time with 7 days notice without charge. Access to your funds without notice will incur a charge equivalent of 7 days’ interest. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
7 Day Notice Credit Union Deposit Account £10000 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10,000-£10,000,000 0.05% 0.05% N/A N/A
Where the balance goes below the minimum opening balance (£10,000), no interest will be earned
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is a 7 day notice period for withdrawals, or access without notice subject to a charge equivalent to 7 days loss of interest on the amount withdrawn. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Other Accounts

Other Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Albion Advantage Account £100 up to 0.50% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1-£100,000 0.50% 0.50% N/A N/A
Minimum opening balance is £100; minimum operating balance is £1
up to 0.50% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawal (subject to branch cash withdrawal limits) i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Amber Blue Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
* Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Blues Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Century Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
*Minimum opening balance of £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Community Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
* Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Oak Savings Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£10-£100,000 0.05% 0.05% 0.05% 0.05%
Minimum opening and operating balance of £10
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - no limit on withdrawals i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Red Balloon Appeal Account £100 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% 0.05% 0.05%
*Minimum opening balance of £100 (adults) or £25 (for under 16s). If the balance falls below £100 for adults or £25 for under 16s, the Society reserves the right to close the account
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Saddlers Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Premium Share Account £100 up to 0.20% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1*-£2,000,000 0.20% 0.20% 0.20% 0.20%
* Minimum opening balance of £100; minimum operating balance £1
up to 0.20% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Severn Valley Branch Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£25*-£2,000,000 0.05% 0.05% N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Base Rate Tracker Account £500 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£500 - £2,000,000 0.05% 0.05% 0.05% 0.05%
up to 0.05% Gross
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Four withdrawals are permitted each account year without notice or charge (subject to branch cash withdrawal limits). The account will be closed on the fifth withdrawal. i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Recently viewed

You have no recently viewed products.

Savings guides

From novice savers wanting to understand the very basics of saving money to the seasoned savers just after a little guidance, our range of helpful and informative savings guides will have it covered.

Got a question?

Talk to our Customer Service team today.

Call us on 0345 241 3785