Savings

It doesn’t matter if you’re saving for a rainy day, for retirement or for the very first time, the West Brom can help you save to reach your goals. Whether you want to access your money, or want to fix your rate, we have a range of savings and investment products to suit your needs.

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Account Management

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Investment

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Account Access

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I have... ?

ISAs

Select your ISA status for the current Tax year.

Online

Online Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
WeBSaveR 2 £1000 up to 1.20% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1 - £250,000 1.20% 1.20% 0.96% 1.19% 1.19% 0.95%
Rates are variable.
up to 1.20% Grossup to 0.96% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - unlimited withdrawals allowed. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

ISAs

ISAs Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
1 Year Fixed Rate ISA £1000 up to 1.40% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1-£5,940 1.40% 1.40% N/A N/A
Fixed Rate - ISA Transfers in will attract the same interest rate.
up to 1.40% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

90 day’s notice or earlier at a charge equivalent to 90 days loss of interest i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

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West Brom Access ISA £1 up to 1.25% AER i

Interest Tier Bonus Annual Monthly
AER Tax Free AER Tax Free
£1-£5,940 1.25% 1.25% N/A N/A
Variable Rate - ISA Transfers in will attract the same interest rate.
up to 1.25% Tax-Free
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Unlimited withdrawals i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Branch Easy Access

Branch Easy Access Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Monthly Saver Account £40 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£40*-£2,000,000 with conditional bonus 1.50% 1.50% 1.20% N/A N/A N/A
£40*-£2,000,000 without conditional bonus 0.75% 0.75% 0.60% N/A N/A N/A
*Minimum opening balance is £40. Minimum monthly investment is £40 per month, maximum £2,000 per month.
without conditional bonusup to 1.50% AERwith conditional bonus
Yes i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawals (subject to branch cash withdrawal limits) i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Easy Saver Plus £250 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£250-£2,000,000 with conditional bonus 1.50% 1.50% 1.20% N/A N/A N/A
£250-£2,000,000 without conditional bonus 0.75% 0.75% 0.60% N/A N/A N/A
This account provides a variable rate of interest. Minimum opening and operating balance is £250.
without conditional bonusup to 1.50% AERwith conditional bonus
Yes i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawals (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Fixed Rate Bonds

Fixed Rate Bonds Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
1 Year Fixed Rate Bond £1000 up to 1.40% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1000+ 1.40% 1.40% 1.12% 1.40% 1.39% 1.11%
Rates are fixed and monthly interest must be paid to a separate bank or building society account.
up to 1.40% Grossup to 1.12% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 1 year term i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
2 Year Fixed Rate Bond £1000 up to 1.60% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1000+ 1.60% 1.60% 1.28% 1.60% 1.59% 1.27%
Rates are fixed and monthly interest must be paid to a separate bank or building society account.
up to 1.60% Grossup to 1.28% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are allowed during the 2 year term i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Direct Accounts

Direct Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Direct Monthly Saver Account £40 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£40-£2,000,000 with conditional bonus 1.50% 1.50% 1.20% N/A N/A N/A
£40-£2,000,000 without conditional bonus 0.75% 0.75% 0.60% N/A N/A N/A
Minimum opening balance is £40.
without conditional bonusup to 1.50% AERwith conditional bonus
Yes i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawals (subject to branch cash withdrawal limits) i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Direct Tracker Saver Account £1000 up to 0.25% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1,000*-£1,000,000 0.25% 0.25% 0.20% 0.25% 0.25% 0.20%
*Minimum opening balance is £1,000.
up to 0.25% Grossup to 0.20% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

6 Withdrawals permitted each account year i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Fixed Rate Regular Savers

Fixed Rate Regular Savers Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Adult's Fixed Rate Regular Saver (Issue 3) £10 up to 3.30% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10 - £1,200 3.30% 3.30% 2.64% N/A N/A N/A
Interest is paid on the anniversary of the account opening
up to 3.30% Grossup to 2.64% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Children's Fixed Rate Regular Saver (Issue 3) £10 up to 3.60% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10 - £900 3.60% 3.60% 2.88% N/A N/A N/A
Interest is paid on the anniversary of the account opening
up to 3.60% Grossup to 2.88% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

No withdrawals are permitted within the 12 month fixed rate period. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Company Accounts

Company Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
7 Day Corporate Deposit Notice Account (Issue 2) £10000 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10,000-£10,000,000 1.00% 1.00% 0.80% N/A N/A N/A
Rates are Variable
up to 1.00% Grossup to 0.80% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Withdrawals can be made at any time with 7 days notice without charge. Access to your funds without notice will incur a charge equivalent of 7 days’ interest. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
7 Day Notice Credit Union Deposit Account £10000 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10,000-£10,000,000 1.00% 1.00% 0.80% N/A N/A N/A
Where the balance goes below the minimum opening balance (£10,000), no interest will be earned.
up to 1.00% Grossup to 0.80% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is a 7 day notice period for withdrawals, or access without notice subject to a charge equivalent to 7 days loss of interest on the amount withdrawn. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

Other Accounts

Other Accounts Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
Direct Tracker Saver Account £1000 up to 0.25% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1,000*-£1,000,000 0.25% 0.25% 0.20% 0.25% 0.25% 0.20%
*Minimum opening balance is £1,000.
up to 0.25% Grossup to 0.20% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

6 Withdrawals permitted each account year i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
7 Day Notice Credit Union Deposit Account £10000 up to 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10,000-£10,000,000 1.00% 1.00% 0.80% N/A N/A N/A
Where the balance goes below the minimum opening balance (£10,000), no interest will be earned.
up to 1.00% Grossup to 0.80% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is a 7 day notice period for withdrawals, or access without notice subject to a charge equivalent to 7 days loss of interest on the amount withdrawn. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Albion Advantage Account £1 up to 0.75% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1-£100,000 0.75% 0.75% 0.60% N/A N/A N/A
Minimum opening balance is £100; minimum operating balance is £1.
up to 0.75% Grossup to 0.60% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period for withdrawal (subject to branch cash withdrawal limits) i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Amber Blue Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
* Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Blues Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Century Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
*Minimum opening balance of £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Community Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
* Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Oak Savings Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£10-£100,000 0.05% 0.05% 0.04% 0.05% 0.05% 0.04%
Minimum opening and operating balance of £10.
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Easy Access - no limit on withdrawals i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Red Balloon Appeal Account £100 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% 0.05% 0.05% 0.04%
*Minimum opening balance of £100 (adults) or £25 (for under 16s). If the balance falls below £100 for adults or £25 for under 16s, the Society reserves the right to close the account.
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Saddlers Super Saver Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Premium Share Account £100 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£1*-£2,000,000 0.05% 0.05% 0.04% 0.05% 0.05% 0.04%
* Minimum opening balance of £100; minimum operating balance £1.
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Severn Valley Branch Account £25 up to 0.05% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£25*-£2,000,000 0.05% 0.05% 0.04% N/A N/A N/A
*Minimum opening balance is £100 (adults) or £25 (for under 16s)
up to 0.05% Grossup to 0.04% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

There is no notice period or charge for withdrawal (subject to branch cash withdrawal limits). i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details
Base Rate Tracker Account £500 up to 0.25% AER i

Interest Tier Bonus Annual Monthly
AER Gross Net AER Gross Net
£500 - £2,000,000 0.25% 0.25% 0.20% 0.25% 0.25% 0.20%
up to 0.25% Grossup to 0.20% Net
No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.

Four withdrawals are permitted each account year without notice or charge (subject to branch cash withdrawal limits). The account will be closed on the fifth withdrawal. i

Withdrawal Conditions

This tells you whether or not this product has withdrawal restrictions.

More details

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Savings Guides

Savings Guides

Browse our savings guides for information on ISAs and changing details on your savings accounts with the West Brom

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Call us on 0845 330 0622