Mortgages at the West Brom

Concerned about interest rate changes... ...why not fix your mortgage today?

Whether you are looking to buy your first home, remortgage your current home, move up the housing ladder or improve your current mortgage deal. The West Brom has a range of competitive mortgage deals which are designed to suit your needs.

Let us know your circumstances below in order to view the mortgages that may be available to you, alternatively you can use the search facility beneath the categories in order to search through all of our mortgages.

Which mortgage is right for you?

First time buyer

Looking to buy your first home? The West Brom are here to help your first step onto the property ladder.

Remortgaging

If you are looking to remortgage your current home from another provider, we have a range of mortgages with free incentives available.

Buying a home

Buying a new home? The West Brom are here to help you through the process.

Switching mortgage

Looking to switch your current West Brom mortgage? We have a range of switcher deals available.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Search our mortgages

1What is the purpose of your mortgage?

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Mortgage Purpose

Select the purpose of your required mortgage.

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Property Value

This is the value of the property you wish to purchase or remortgage.

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Balance

This is the remaining balance of your mortgage or the amount you intend to borrow.

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Mortgage Term

The term of your mortgage is the amount of years you would like your mortgage to last.

Unfortunately there are no products
which match the details you have entered.

We've found 0 mortgages that may be available for you:

Fixed Rate Mortgages

Fixed Rate Mortgages Initial Rate Until end date Followed by Overall cost for comparison Max LTV Booking Fee Completion Fee Early Repayment Charge Initial Estimated Monthly Payments Product information
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Initial Rate

This shows the initial rate of the mortgage taking into account any fixed or discounted rates which apply at the start of the mortgage.

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Until end date

This is the date that your initial rate will end.

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Followed by

Most products revert to a rate linked to the Bank of England Base Rate after the initial start rate, except those that follow the Society's standard variable base rate. For more details on a specific products reversion rate, please click through to the individual product page.

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Overall Cost for Comparision (APR)

This refers to Annual Percentage Rate and is a means to compare the cost of credit. The APR takes into account all fees (up front, on going, and end costs) involved in taking out a mortgage and is designed so that customers can easily compare different deals from different lenders.

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Max LTV (Loan to Value)

This is the size of the mortgage required in comparison to the value of the property. The LTV is shown as a percentage. For example, if you wanted to borrow £85,000 on a house values at £100,000 this would mean a LTV of 85%

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Completion Fee

A one off fee that guarantees we can reserve funds for you in your chosen product. This can usually be added to your loan rather than paid in one go.

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Early Repayment Charge

A charge made for repaying your mortgage early, particularly during a fixed or discount rate period.

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Initial Estimated Monthly Payments

This is an estimated initial monthly repayment amount, based on a capital repayment.

10yr 10 Year Fixed Rate Mortgage 75% LTV 3.99% fixed 31/12/2024 3.99% variable 4.1% APR 75% £199 £0 Yes More details
5yr 5 Year Fixed Rate Mortgage 65% LTV 2.79% fixed 31/12/2019 3.99% variable 3.7% APR 65% £199 £400 Yes More details
West Brom Best Buy
5yr 5 Year Fixed Rate Mortgage 75% LTV 2.99% fixed 31/12/2019 3.99% variable 3.8% APR 75% £199 £400 Yes More details
5yr 5 Year Fixed Rate Mortgage 75% LTV 3.09% fixed 31/12/2019 3.99% variable 3.7% APR 75% £199 £0 Yes More details
5yr 5 Year Fixed Rate Mortgage 80% LTV 3.59% fixed 31/12/2019 3.99% variable 3.9% APR 80% £199 £0 Yes More details
5yr 5 Year Fixed Rate Mortgage 85% LTV 3.99% fixed 31/12/2019 3.99% variable 4.1% APR 85% £199 £0 Yes More details
5yr 5 Year Fixed Rate Mortgage 90% LTV 4.59% fixed 31/12/2019 3.99% variable 4.4% APR 90% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 65% LTV 2.14% fixed 31/12/2016 3.99% variable 3.7% APR 65% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 75% LTV 2.34% fixed 31/12/2016 3.99% variable 3.8% APR 75% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 80% LTV 2.59% fixed 31/12/2016 3.99% variable 3.8% APR 80% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 85% LTV 2.89% fixed 31/12/2016 3.99% variable 3.9% APR 85% £199 £300 Yes More details
2yr 2 Year Fixed Rate Mortgage 90% LTV 3.74% fixed 31/12/2016 3.99% variable 4.1% APR 90% £199 £300 Yes More details
10yr 10 Year Fixed Rate Mortgage 75% LTV 3.99% fixed 31/12/2024 3.99% variable 4.2% APR 75% £199 £400 Yes More details
5yr 5 Year Fixed Rate Mortgage 65% LTV 2.79% fixed 31/12/2019 3.99% variable 3.7% APR 65% £199 £400 Yes More details
5yr 5 Year Fixed Rate Mortgage 75% LTV 2.99% fixed 31/12/2019 3.99% variable 3.8% APR 75% £199 £400 Yes More details
5yr 5 Year Fixed Rate Mortgage 80% LTV 3.59% fixed 31/12/2019 3.99% variable 4.0% APR 80% £199 £400 Yes More details
5yr 5 Year Fixed Rate Mortgage 85% LTV 3.94% fixed 31/12/2019 3.99% variable 4.2% APR 85% £199 £400 Yes More details
2yr 2 Year Fixed Rate Mortgage 65% LTV 1.79% fixed 31/12/2016 3.99% variable 3.8% APR 65% £199 £800 Yes More details
West Brom Best Buy
2yr 2 Year Fixed Rate Mortgage 65% LTV 2.14% fixed 31/12/2016 3.99% variable 3.8% APR 65% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 75% LTV 2.34% fixed 31/12/2016 3.99% variable 3.8% APR 75% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 80% LTV 2.59% fixed 31/12/2016 3.99% variable 3.9% APR 80% £199 £0 Yes More details
2yr 2 Year Fixed Rate Mortgage 85% LTV 2.89% fixed 31/12/2016 3.99% variable 4.0% APR 85% £199 £300 Yes More details
2yr 2 Year Fixed Rate Mortgage 90% LTV 3.74% fixed 31/12/2016 3.99% variable 4.2% APR 90% £199 £300 Yes More details

Mortgage Calculator

How much can I borrow

Use our ‘How much can I borrow’ mortgage calculator to get an indication of what we may be able to lend to you.

Mortgage Guides

Mortgage Guides

Whether you are a First Time Buyer or Remortgaging your current home, our Mortgage guides can help you cut through the jargon.

Got a question?

Talk to one of our experienced Mortgage Advisors today.

Call us on 0800 298 0008