Savings Rates at a Glance


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Branch Easy Access
Branch Notice Accounts
Children's Accounts
Company Accounts
Direct Accounts

Current Fixed Rate Bonds
Withdrawn Accounts
Variable Rate ISAs
Fixed Rate ISAs
Online Accounts

Branch Easy Access

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Annual Monthly
AER / Gross AER / Gross
£25 - £2,000,000
0.05% 0.05%
N/A N/A

£25 - £2,000,000
0.05% 0.05%
N/A N/A

£500 - £2,000,000
0.25% 025%
0.25% 0.25%

£25 - £2,000,000
0.05% 0.05%
N/A N/A


£1-£999
0.05% 0.05%
N/A N/A
£1000+
2.30% 2.30%
N/A N/A

£25 - £2,000,000
0.05% 0.05%
N/A N/A

£25 - £2,000,000
0.05% 0.05%
N/A N/A

£250+ (with 0.75% annual conditional bonus)
1.50% 1.50%
N/A N/A
£250+ (without annual conditional bonus)
0.75% 0.75%
N/A N/A

£40 - £2,000,000
(with 0.75% annual conditional bonus)
1.50% 1.50%
N/A N/A
£40 - £2,000,000
(without annual conditional bonus)
0.75% 0.75%
N/A N/A

£10 - £100,000
0.05% 0.05%
0.05% 0.05%

£40 - £2,000,000
(with 0.75% annual conditional bonus)
1.50% 1.50%
N/A N/A
£40 - £2,000,000
(without annual conditional bonus)
0.75% 0.75%
N/A N/A

£1,000 - £2,000,000
0.05% 0.05%
0.05% 0.05%

£25 - £2,000,000
0.05%
0.05%
0.05%
0.05%

Saddlers Super Saver
£25 - £2,000,000
0.05% 0.05%
N/A N/A

£25 - £2,000,000
0.05% 0.05%
N/A N/A

Branch Notice Accounts

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£1 - £4,999
N/A N/A
0.05% 0.05%
£5,000 - £99,999
N/A N/A
2.63% 2.60%
£100,000 - £2,000,000
N/A N/A
2.89% 2.85%

Children's Accounts

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£10 - £2,000,000
0.05% 0.05%
N/A N/A

£10 - £1,000,000
1.00% 1.00%
N/A N/A

Company Accounts

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£10,000 - £10,000,000
1.00% 1.00%
N/A N/A

Direct Accounts

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£1,000+
0.05% 0.05%
0.05% 0.05%

£1,000 - £2,000,000
0.25% 0.25%
0.25% 0.25%

£1 - £999
0.05% 0.05%
2.30% 2.30%
0.05% 0.05%
2.30% 2.28%
£1,000 - £1,000,000

Current Fixed Rate Bonds

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£1000-£2,000,000
2.25% 2.25%
2.25% 2.23%

£1000-£2,000,000 To 30/09/2011
3.17% 2.35%
3.17% 2.33%
£1000-£2,000,000 - 01/10/2011 - 30/09/2012
3.17% 3.20%
3.17% 3.15%
£1000-£2,000,000 - 01/10/2012 - 30/09/2013
3.17% 4.05%
3.17% 3.98%

Online Accounts

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£1-£999 Up to 31/03/2011
(With 1% bonus up to 31 March 2011)
0.88% 1.05%
0.88% 1.04%
£1000-£250,000
(With 1% bonus up to 31 March 2011)
2.83% 3.00%
2.83% 2.96%


Withdrawn Accounts

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Birthday Bonus 160 (Withdrawn)
£20+ (inc 5% Bonus)
6.00% 6.00%
N/A N/A
£20+ (without Bonus)
1.00% 1.00%
N/A N/A

£100-£500,000
(with 1% Bonus paid until 31/08/2010)
2.99% 3.40%
2.99% 3.35%
£100-£500,000 (after 01/09/2010)
2.40% 2.40%
2.40% 2.37%

£100-£100,000
(with 0.6% Bonus paid until 31/10/2010)
2.66% 3.00%
2.66% 3.00%
£100-£100,000 (after 01/11/2010)
2.40% 2.40%
2.40% 2.37%

£1000-£100,000 (With 1% bonus up to 31 January 2011)
2.92% 3.00%
N/A N/A
£1000-£100,000 (after 01/02/2011)
2.00% 2.00%
N/A N/A

£1000-£100,000
(With 1% bonus up to 31 March 2011)
2.90% 3.00%
N/A N/A
£1000-£100,000 (after 01/04/2011)
2.00% 2.00%
N/A N/A

£1 - £9,999
0.05% 0.05%
N/A N/A
£10,000 - £99,999
0.05% 0.05%
N/A N/A
£100,000 - £10,000,000
1.00% 1.00%
N/A N/A

£1,000 - £1,000,000
1.75% 1.75%
1.75% 1.74%

£1 - £999
0.05% 0.05%
0.05% 0.05%
£1,000 - £2,000,000
0.75% 0.75%
0.75% 0.75%

£1000-£100,000 (With 1% bonus up to 31 January 2011)
2.92% 3.00%
N/A N/A
£1000-£100,000 (after 01/02/2011)
2.00% 2.00%
N/A N/A

£1000-£100,000
(With 1% bonus up to 31 March 2011)
2.90% 3.00%
N/A N/A
£1000-£100,000 (after 01/04/2011)
2.00% 2.00%
N/A N/A

£1,000 - £250,000 (privileged saver)
0.50% 0.50%
0.50% 0.50%
£1,000 - £250,000 (privileged saver plus)
0.50% 0.50%
0.50% 0.50%
£1,000 - £250,000 (privileged saver extra)
0.50% 0.50%
0.50% 0.50%
£1,000 - £250,000 (privileged saver premier)
0.50% 0.50%
0.50% 0.50%

£1 - £4,999
N/A N/A
0.05% 0.05%
£5,000 - £99,999
N/A N/A
2.63% 2.60%
£100,000 - £2,000,000
N/A N/A
2.89% 2.85%

£1000- £500,000
0.35% 0.35%
0.35% 0.35%

£100 - £250,000 (privileged saver)
0.50% 0.50%
0.50% 0.50%
£100 - £250,000 (privileged saver plus)
0.50% 0.50%
0.50% 0.50%
£100 - £250,000 (privileged saver extra)
0.50% 0.50%
0.50% 0.50%
£100 - £250,000 (privileged saver premier)
0.50% 0.50%
0.50% 0.50%

£1- £1,000,000
1.80% 1.80%
1.80% 1.79%

£1- £1,000
0.05% 0.05%
0.05% 0.05%
£1,000 - £1,000,000
1.80% 1.80%
1.80% 1.79%

ISAs

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Annually
AER Tax Free
Monthly
AER Tax Free
£10 - £5,100
ISA transfers in will attract the same interest rate
0.10% 0.10%
N/A N/A

£100 - £5,100
ISA transfers in will attract the same interest rate
0.25% 0.25%
N/A N/A

Fixed Rate ISAs

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Annually
AER Tax Free
Monthly
AER Tax Free
£1,000 - £5,100
ISA transfers in will attract the same interest rate
2.35% 2.35%
N/A N/A


Gross means without UK income tax deducted Net means the rate of interest which would be payable after allowing for deduction of income tax at the specified rate i.e. assuming rate of income tax at 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Rates are illustrative only and have been rounded to two decimal places. Tax-Free is the contractual rate of interest payable where interest is exempt from income tax.

Gross means without UK income tax deducted
Net means the rate of interest which would be payable after allowing for deduction of income tax at the specified rate
i.e. assuming rate of income tax at 20%.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Rates are illustrative only and have been rounded to two decimal places.
Tax-Free is the contractual rate of interest payable where interest is exempt from income tax.

© West Brom Building Society