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Borrow more on your West Brom mortgage

If you’re looking to borrow more on your existing mortgage so you can improve your home or fund a special purchase, then we have a range of products perfect for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

Borrowing more made simple...

Search our mortgages

Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

Unfortunately we do not currently have any products which match the criteria you have specified. Try changing some of the filters to update the results.

Fixed Rate Mortgages

?What do these terms mean? Click here
  • 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.49% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      2% of amount repaid for the first year, followed by 1% of amount repaid for the second year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 2 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.3% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      31/05/2021

      Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      2% of amount repaid for the first year, followed by 1% of amount repaid for the second year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.69% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      4% of amount repaid for the first year, followed by 3% of amount repaid for the second year, followed by 2% of amount repaid for the third year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 3 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 3.14% Fixed
  • Overall Cost for Comparison 4.2% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      4% of amount repaid for the first year, followed by 3% of amount repaid for the second year, followed by 2% of amount repaid for the third year. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      5% of amount repaid for the first two years, 4% of amount repaid for the third year, 3% of amount repaid for the fourth year, followed by 2% of amount repaid for the fifth year. You can make overpayments below £1,000 each calendar month without incurring any early repayment charges.

  • 5 Year Fixed Rate Mortgage 90% LTV
  • Initial Rate 3.39% Fixed
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • Reversion Rate

      4.49% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      5% of amount repaid for the first two years, 4% of amount repaid for the third year, 3% of amount repaid for the fourth year, followed by 2% of amount repaid for the fifth year. You can make overpayments below £1,000 each calendar month without incurring any early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £25,000 payable over 20 years initially on a fixed rate for two years at 2.49% and then on our current standard variable rate of 4.49% (variable) for the remaining 18 years would require an initial payment of £185.22, 22 monthly payments of £132.35 and 217 monthly payments of £155.68.

The total amount payable would be £36,978.48 made up of the loan amount plus interest (£11,877.26) and a completion fee (£99).

The overall cost for comparison is 4.2% APRC representative.

Variable Mortgages

?What do these terms mean? Click here
  • 2 Year Discounted Variable Mortgage 75% LTV
  • Initial Rate 3.19% Variable
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • Reversion Rate

      4.99% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

  • 2 Year Discounted Variable Mortgage 90% LTV
  • Initial Rate 3.69% Variable
  • Overall Cost for Comparison 4.4% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • Reversion Rate

      4.99% variable for the term

      Benefits

      No booking fee
      Free valuation where required (up to a maximum loan size of £350,000)
    • Early Repayment Charges

      Interest will be charged to the end of the month of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £25,000 payable over 20 years initially on a variable rate for two years at 3.19% and then on our current standard variable rate of 4.49% (variable) for the remaining 18 years would require an initial payment of £208.77, 22 monthly payments of £141.04 and 217 monthly payments of £156.53.

The total amount payable would be £37,377.66 made up of the loan amount plus interest (£12,278.69) and a completion fee (£99).

The overall cost for comparison is 4.4% APRC representative.

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