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Borrow more on your West Brom mortgage

If you’re looking to borrow more on your existing mortgage so you can improve your home or fund a special purchase, then we have a range of products perfect for you.

Borrowing more made simple...

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Use our mortgage finder to search for mortgages which fit your circumstances.

Please note: This information does not contain all of the details you need to choose a mortgage. All figures shown are on a capital repayment basis.

We've found XX mortgages that may be available for you:

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Fixed Rate Mortgages

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  • FA 2 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.39% Fixed
  • Overall Cost for Comparison 3.8% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • FA 2 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 2.99% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      2% of amount repaid until 28/02/2022, followed by 1% of amount repaid until 28/02/2023 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • FA 3 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.59% Fixed
  • Overall Cost for Comparison 3.7% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      29/02/2024

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      3% of amount repaid until 28/02/2022, followed by 2% of amount repaid until 28/02/2023, followed by 1% of amount repaid until 29/02/2024 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • FA 3 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 3.19% Fixed
  • Overall Cost for Comparison 3.5% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      29/02/2024

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      3% of amount repaid until 28/02/2022, followed by 2% of amount repaid until 28/02/2023, followed by 1% of amount repaid until 29/02/2024 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • FA 5 Year Fixed Rate Mortgage 75% LTV
  • Initial Rate 2.89% Fixed
  • Overall Cost for Comparison 3.6% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2026

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      5% of amount repaid until 28/02/2022, followed by 4% of amount repaid until 28/02/2023, followed by 3% of amount repaid until 29/02/2024, followed by 2% of amount repaid until 28/02/2025, followed by 1% of amount repaid until 28/02/2026 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

  • FA 5 Year Fixed Rate Mortgage 85% LTV
  • Initial Rate 3.49% Fixed
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge Y
  • More info and how to apply
    • End Date

      28/02/2026

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      5% of amount repaid until 28/02/2022, followed by 4% of amount repaid until 28/02/2023, followed by 3% of amount repaid until 29/02/2024, followed by 2% of amount repaid until 28/02/2025, followed by 1% of amount repaid until 28/02/2026 plus interest to the date of redemption. Following the above period, interest will be charged to the date of redemption. You can make overpayments below £1,000 each calendar month without incurring early repayment charges.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £25,000 payable over 20 years initially on a fixed rate for two years at 2.99% and then on our current standard variable rate of 3.99% (variable) for the remaining 18 years would require an initial payment of £199.79, 26 monthly payments of £138.52 and 213 monthly payments of £150.02.

The total amount payable would be £35,884.57 made up of the loan amount plus interest (£10,762.23), a telegraphic transfer fee (£30) and a completion fee (£99).

The overall cost for comparison is 3.9% APRC representative.

Variable Mortgages

?What do these terms mean? Click here
  • FA 2 Year Discounted Variable Rate Mortgage 75% LTV
  • Initial Rate 3.09% Variable
  • Overall Cost for Comparison 3.9% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

  • FA 2 Year Discounted Variable Rate Mortgage 85% LTV
  • Initial Rate 3.69% Variable
  • Overall Cost for Comparison 4.1% APRC
  • Initial Estimated Monthly Payments £*
  • Booking Fee £0
  • Completion Fee £99
  • Early Repayment Charge N
  • More info and how to apply
    • End Date

      28/02/2023

      Reversion Rate

      3.99% Variable for Term

      Benefits

      Free First Standard Valuation available (max £740)
      No Booking Fee
    • Early Repayment Charges

      Interest will be charged to the date of redemption.

*Initial estimated monthly payments are calculated based on the figures entered above on a capital and interest repayment basis.

Representative example

A mortgage of £25,000 payable over 20 years initially on a variable rate for two years at 3.69% and then on our current standard variable rate of 3.99% (variable) for the remaining 18 years would require an initial payment of £223.05, 26 monthly payments of £147.44 and 213 monthly payments of £150.96.

The total amount payable would be £36,339.97 made up of the loan amount plus interest (£11,215.72), a telegraphic transfer fee (£30) and a completion fee (£99).

The overall cost for comparison is 4.1% APRC representative.


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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.
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