Moving home

Making it easy

Taking your mortgage with you when you move is also known as ‘porting your mortgage’.

As an existing mortgage customer there are quite a few reasons why it’s easier for you to stay with us:

• We already know you, so it's quicker and easier to buy your next home.
• Almost all our mortgages can be transferred, cutting out the hassle.
• Take your existing mortgage balance and your existing rate - there’s no early repayment charge.
• If you need a bigger mortgage, you could borrow more.

Just keep in mind, if you're looking to reduce the size of your mortgage, that an early repayment charge may apply.

To take your mortgage deal with you, you'll need to qualify for a new mortgage and not have any gaps between selling and buying. Other conditions may apply. To talk through your options, book an appointment with one of our mortgage advisers.