Switch to a new mortgage deal

Why stay with the West Brom?

Switching your mortgage with the West Brom may mean you can get a better rate and in turn save money. Plus, by staying with us there is no need to:

• have your property revalued or pay any valuation fees;
• provide any additional identification or proof of income;
• instruct a solicitor or pay solicitor fees; or
• go through a full mortgage application.

We’ll give you a £100 loyalty bonus* for staying with us

As a thank you for staying with the West Brom, when you provide us with your switch instructions through any channel, we’ll give you a £100 loyalty bonus* when you switch to your new deal.

*The following terms and conditions apply:

• The loyalty bonus applies to all West Bromwich Building Society customers where their existing deal ends on or before 28 February 2021 who subsequently switch to a new mortgage product with an end date of February 2023, 2024 and 2026.
• The loyalty bonus will be paid in the month following the switch over to the new deal.
• For the loyalty bonus to be paid you must pay your mortgage by Direct Debit. The loyalty bonus will then be paid to the bank or building society account you currently pay your mortgage from.
• The loyalty bonus is available to all West Bromwich Building Society customers who switch their mortgage through any channel but is limited to one payment per mortgage account. This loyalty bonus is a one-off payment and is non-returnable.
• We reserve the right to withdraw this loyalty bonus at any time without notice.