Switching your mortgage online

1Has your current deal ended, or is it due to end in the next 4 months?

For example, if your mortgage deal ends on 31 July 2026, you can apply to switch your mortgage from 1 April 2026.

2Do you have more than 2 years left on your mortgage term when your current deal ends?

3Have you made a temporary change to interest only under the Mortgage Charter?

4Do you have a Buy to Let, Mortgage Prisoner, Shared Ownership, Help to Buy or Assisted Mortgage?

5Are there more than two applicants or do you have more than one sub account on your mortgage?

6Do you want to make any changes to your current mortgage term or apply for additional borrowing?

7Are you up to date with your mortgage payments?

8Do you pay your mortgage by Direct Debit?