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Switching your mortgage online

Before applying online to switch your mortgage to a new deal, please complete our eligibility check below.

1Has your current deal ended, or is it due to end in the next 4 months?

Yes

No

2Is your mortgage a Shared Ownership, Help to Buy, Assisted or Interest Only?

Yes

No

3Are there more than two applicants or do you have more than one sub account on your mortgage?

Yes

No

4Do you want to make any changes to your current mortgage term or apply for additional borrowing?

Yes

No

5Are you up to date with your mortgage payments?

Yes

No

6Do you pay your mortgage by direct debit and have more than 2 years remaining term when your current deal ends?

Yes

No

Good news, based on your answers you can apply to switch online.

Apply to switch online

Unfortunately, based on your answers you can't apply to switch online at the moment, but you can still talk to our advisors about switching.

Lines are open 8.30am to 7.00pm Monday to Friday and 8.30am to 12.30pm on Saturday.

Call us on 0345 241 4767

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Gross is the rate of interest payable without the deduction of tax. AER stands for Annual Equivalent Rate and this illustrates the amount of interest paid on your account if it were to be paid and compounded once a year. Tax-Free is the contractual rate of interest payable where interest is exempt from income tax. Tax benefits are subject to change and individual circumstances. ISAs will be operated in accordance with the appropriate Income Tax Legislation (“The Government’s rules”). The Government is responsible for the tax treatment of ISAs and for how long the favourable tax treatment will be maintained.

West Bromwich Building Society - Head Office, 2 Providence Place, West Bromwich B70 8AF. The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Register No:104877. 'the West Brom' is a trading name of West Bromwich Building Society

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