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Are there any age restrictions for mortgage applicants?



  • Minimum age 21 years on completion for the main earner
  • Minimum age 18 years on completion for additional applicants

Maximum age (at end of mortgage)

The mortgage term is limited to the sooner of the applicant’s declared retirement age (including income and non-income earners) or the applicant’s 75th birthday (self/custom build and Interest Only 70th birthday).

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