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Paying money into an ISA is called a subscription. You can subscribe to one Cash ISA and one Stocks and Shares ISA in every tax year, and there’s a maximum allowance you can pay into each one. This limit is aligned to the tax year which runs from 6 April one year until 5 April the following year.
ISAs are a good idea whatever your savings goal. With certain types of Cash ISAs, you have instant access to your money, making it a flexible way to plan your finances.
It’s important to remember that ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.