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Fixed Rate Bonds

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With our Fixed Rate Bonds you can enjoy the certainty of a fixed rate of interest for the period of time you choose.

Good news for savers

The annual Cash ISA allowance for this tax year has increased to £20,000.

Savings guide

Why a Fixed Rate Bond could work for you

If you are looking for a good rate of interest, don’t need access to your money and want the reassurance of knowing what your interest rate will be, then a fixed rate bond could be a good choice.

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Existing customers

Fixed Rate Bonds

Fixed Rate Bonds Minimum to open Annual Interest Rate Bonus Withdrawal Arrangements Account Access Product information
1 Year Fixed Rate Bond £1000 0.90% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 0.90% 0.90% 0.90% 0.90%
Interest is fixed and paid annually on 31 August or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 0.90% Gross 		No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.
No withdrawals are allowed during the 1 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.
More details
2 Year Fixed Rate Bond £1000 1.00% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 1.00% 1.00% 1.00% 1.00%
Interest is fixed and paid annually on 31 August or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 1.00% Gross 		No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.
No withdrawals are allowed during the 2 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.
More details
3 Year Fixed Rate Bond £1000 1.15% AER i

Interest Tier Bonus Annual Monthly
AER Gross AER Gross
£1,000+ 1.15% 1.15% 1.15% 1.14%
Interest is fixed and paid annually on 31 August or monthly. Monthly interest must be paid to another bank or building society account and is paid on the last working day of each month (or on the first working day of the month if paid to another West Brom account).
up to 1.15% Gross 		No i

Bonus

If the product has a bonus this will be indicated here. You can find out more about this in the product details section.
No withdrawals are allowed during the 3 year term i

Withdrawal conditions

This tells you whether or not this product has withdrawal restrictions.
More details

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Savings guides

From novice savers wanting to understand the very basics of saving money to the seasoned savers just after a little guidance, our range of helpful and informative savings guides will have it covered.

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