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Our fixed rate bonds allow you to put money away knowing your interest rate won't change whilst your account is open.
We have a wide range of fixed rate bonds which, if you're looking to put away a lump sum without touching it for a while, might be worth a look. Some of our accounts pay interest monthly, handy if you want to top up your income.
If you are looking for a good rate of interest, don’t need access to your money and want the reassurance of knowing what your interest rate will be, then a fixed rate bond could be a good choice.
View guideLet us know if you need any additional support when managing your money and we will do what we can to help.
Get additional support| Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year Fixed Rate Bond | £1000 |
4.01% AER 4.01% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid at maturity on 30 June 2026 and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate Bond | ||||||||||||||||
| 2 Year Fixed Rate Bond | £1000 |
3.90% AER 3.90% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 June (starting from 30 June 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate Bond | ||||||||||||||||
| 5 Year Fixed Rate Bond | £1000 |
3.91% AER 3.91% Gross i
Interest is fixed and paid yearly or monthly. If you choose to have your interest paid yearly, it will be paid on 30 June (starting from 30 June 2026) and can be added to the account or paid into another account. If you choose to have your interest paid monthly, it must be paid to another account. It’s paid on the first working day of the month if paid to another West Brom account, or on the last working day of each month for accounts with another bank or building society. |
No | You can't take your money out during the fixed term. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By post Once opened, you can manage this account by post. |
5 Year Fixed Rate Bond | ||||||||||||||||
Important information
Gross interest is the rate of interest payable before the deduction of tax.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.
Your eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.
If you have some questions or want to see how much you need to save before making any decisions, we have some handy tools and guides to help.
Chat to our friendly Customer Service team today.
0345 241 3785 8:30am and 6pm Monday to Friday8:30am to 12:30pm on Saturday
You can also pop in to your local branch or book an appointment.
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