Moving home - take your mortgage deal with you
If you already have a West Brom mortgage and you're looking to move home, then you may be able to take your existing deal with you.
With most of our mortgage deals, as an existing mortgage customer you could take your interest rate with you if you move (also known as porting). To take your mortgage deal with you, you'll need to qualify for a new mortgage and not have a gap between selling and buying. Other conditions may apply - to discuss your options, book an appointment with one of our qualified mortgage advisers.
Moving home - stay with us
As an existing mortgage customer, it is easier for you to stay with us when you move home. Here's why:
- We already know you, so it's quicker and easier to buy your next home with us.
- Almost all of our mortgages are portable.
- When you move home you can take your existing mortgage balance at your existing rate and there is no need to pay an early repayment charge.
- If you need a bigger mortgage, you can borrow more and take advantage of our current great mortgage deals.
- If you're downsizing and reducing the size of your mortgage, then an early repayment charge may be applicable.