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If you’re an existing West Brom mortgage customer and plan on borrowing more to make your home more environmentally friendly, we’ll reward you with a lower initial interest rate. To qualify, at least 50% of the amount borrowed must be spent on energy efficient home improvements such as (but not limited to):
Eligibility for our Green Additional Borrowing product will be assessed as part of the application process and we may carry out valuations and checks as part of the process. Exclusions may apply.
Our standard additional borrowing requirements also apply.
At the end of the mortgage deal, you will move to a variable interest rate for the remainder of the mortgage term. The actual variable rate applied will be based on the value of your property relative to the outstanding mortgage balance (this is known as the Loan to Value (LTV)). However, this rate will never be higher than the Society’s Standard Variable Rate at that time. For further details about what happens to your interest rate when your mortgage offer period ends, click here.
Alternatively, you could switch to a new West Brom mortgage deal, subject to availability and your eligibility at the time.
If you would like to apply for our Green Additional Borrowing product, please fill out the form below and a member of our Mortgage team will get back to you.
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