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What is your Standard Variable Rate (SVR)?

The Society's Standard Variable Rate (SVR) is currently 6.74%

However, when your mortgage with us comes to the end of its product offer period and you have not yet chosen another product offer to switch your mortgage to, your mortgage will revert to the Society’s Standard Variable Rate (SVR) with a potential reduction applied dependent on your Loan to Value (LTV). This means that as a result of any increase in the value of your home or any reductions you make to your mortgage balance which reduces your LTV, you may benefit from a lower variable interest rate being charged.

For further details, please read our 'What happens to your interest rate when your mortgage offer period ends' guide.

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