How to apply

1. Do you know how much you can borrow?

Before getting in touch with us at the West Brom, it may be useful for you to use our 'How much can I borrow' calculator to get an indication of how much we could lend to you. 




2. Will the West Brom lend to you?

The next step is to check your circumstances against our mortgage lending criteria. This will ensure you know whether we can lend to you or not. 

View our 'Can I apply' page here


3. What happens next?

Great, now that you have an indication of how much we could lend to you and you are happy that you meet our lending criteria, it's time for you to get in touch with us.

When you contact us, we will run through some basic questions with you (this will take approximately 10-15 minutes). 

When this is completed, if we think that we can help you, an appointment can be booked with one of our personal mortgage consultants, either in a branch or over the phone (whichever is most convenient for you).


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE