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What's included with our Buildings cover

  • Your buildings up to a value of £500,000

  • Repairing the damage caused by fire, flood, malicious damage, falling aerials, satellite dishes, branches or trees

  • Alternative accommodation, up to a value of £75,000 depending which level of cover you've selected, if your home becomes uninhabitable as a result of an approved claim

  • Accidental Damage to your buildings if you take out our Premier cover. Accidental Damage is optional with our Standard cover

  • The loss and cost of replacing locks and keys up to £750 on our Standard cover and up to £1,000 on our Premier cover

What you need to know about our Buildings cover

  • Damage to fences or gates caused by storms or flooding is not covered in our Buildings cover

Summary of Buildings cover

   Cover Standard Premier
Buildings £500,000 £500,000
Contents Not included Not included
Personal Belongings Not included Not included
Accidental Damage Optional Included
Garden Optional
Home Emergency Assistance Optional
(Up to £500 call out, labour and parts)
(Up to £500 call out, labour and parts)
Legal Expenses Optional
Pedal Cycle Not included Not included

Policy documents

For further detail about our home insurance products, take a look at the policy documents below.

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RSA have been putting customers first for over 300 years, protecting the things you value most and helping make things better when the worst happens.

About our partner

Royal & Sun Alliance Insurance Group has been carefully selected to underwrite West Brom Home Insurance