Attention: You need JavaScript enabled to use this site.

ISAs

Individual Savings Accounts (ISAs) help you make the most of your savings. Each year you can save up to the annual ISA allowance and all the interest earned is paid tax-free.

Making the most of your ISA

Our tax-free savings guide could help you give your savings a boost.

View guide

Annual Cash ISA allowance

The annual Cash ISA allowance for the 2023/2024 tax year is £20,000.

ISAs

  Minimum to open Annual Interest Rate Bonus Withdrawal Conditions Account Access  
1 Year Fixed Rate ISA £1 4.70% AER
4.70% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.70% 4.70% N/A N/A

Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 90 days loss of interest. 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA £1 4.40% AER
4.40% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.40% 4.40% N/A N/A

Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 150 days loss of interest. 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA £1 4.15% AER
4.15% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 4.15% 4.15% N/A N/A

Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 150 days loss of interest. 3 Year Fixed Rate ISA
5 Year Fixed Rate ISA £1 3.90% AER
3.90% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1+ 3.90% 3.90% N/A N/A

Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs.

No Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 365 days loss of interest. 5 Year Fixed Rate ISA
Additional Permitted Subscriptions ISA £10 up to 2.80% AER
up to 2.80% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1 - £4,999.99 2.80% 2.80% N/A N/A
£5,000-£14,999.99 2.80% 2.80% N/A N/A
£15,000-£500,000 2.80% 2.80% N/A N/A

Interest is variable and paid annually and calculated to 5 April and paid on 6 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the APS ISA.

No Unlimited withdrawals. Additional Permitted Subscriptions ISA
West Brom Saver ISA £1 2.80% AER
2.80% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1 - £2,000,000 2.80% 2.80% N/A N/A

Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year). Annual interest can be added to the account or paid into another account. Monthly interest is not available on this account.

No You can make withdrawals at any time. West Brom Saver ISA
WeBSave 60 Day Notice ISA (Issue 2) £1 5.10% AER
5.10% Tax-Free i

Interest Tier Bonus Annual Monthly
AER Tax-Free AER Tax-Free
£1 - £1,000,000 5.10% 5.10% 5.10% 4.98%

Interest is variable and paid annually or monthly. Interest can be added to the account or paid into another account. Annual interest is calculated to 5 April and paid on 6 April each year. Monthly interest is paid on the first working day of the following month.

No If you want to make a withdrawal (including transfers or account closure) you will need to give us 60 days notice or you can withdraw earlier at a charge equivalent to 60 days loss of interest. WeBSave 60 Day Notice ISA (Issue 2)
Back to top