Making the most of your ISA
Our tax-free savings guide could help you give your savings a boost.
View guideAnnual Cash ISA allowance
The annual Cash ISA allowance for the 2023/2024 tax year is £20,000.
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Individual Savings Accounts (ISAs) help you make the most of your savings. Each year you can save up to the annual ISA allowance and all the interest earned is paid tax-free.
Our tax-free savings guide could help you give your savings a boost.
View guideThe annual Cash ISA allowance for the 2023/2024 tax year is £20,000.
Minimum to open | Annual Interest Rate | Bonus | Withdrawal Conditions | Account Access | ||||||||||||||||||||||||||||||
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1 Year Fixed Rate ISA | £1 |
4.70% AER 4.70% Tax-Free i
Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs. |
No | Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 90 days loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
1 Year Fixed Rate ISA | ||||||||||||||||||||||||||||
2 Year Fixed Rate ISA | £1 |
4.40% AER 4.40% Tax-Free i
Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs. |
No | Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 150 days loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
2 Year Fixed Rate ISA | ||||||||||||||||||||||||||||
3 Year Fixed Rate ISA | £1 |
4.15% AER 4.15% Tax-Free i
Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs. |
No | Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 150 days loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
3 Year Fixed Rate ISA | ||||||||||||||||||||||||||||
5 Year Fixed Rate ISA | £1 |
3.90% AER 3.90% Tax-Free i
Interest is fixed and paid annually on 5 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the Fixed Rate ISAs. |
No | Withdrawals (including transfers and early closures) can be made subject to a charge equivalent to 365 days loss of interest. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
5 Year Fixed Rate ISA | ||||||||||||||||||||||||||||
Additional Permitted Subscriptions ISA | £10 |
up to 2.80% AER up to 2.80% Tax-Free i
Interest is variable and paid annually and calculated to 5 April and paid on 6 April. Annual interest can be added to the account or paid into another account. Monthly interest is not available on the APS ISA. |
No | Unlimited withdrawals. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
Additional Permitted Subscriptions ISA | ||||||||||||||||||||||||||||
West Brom Saver ISA | £1 |
2.80% AER 2.80% Tax-Free i
Interest is variable and paid annually (calculated to 5 April and paid on 6 April each year). Annual interest can be added to the account or paid into another account. Monthly interest is not available on this account. |
No | You can make withdrawals at any time. |
In branch Once opened, you can manage this account in branch. Use our branch finder to find your nearest branch. Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. By phone Once opened, you can manage this account over the phone. By post Once opened, you can manage this account by post. |
West Brom Saver ISA | ||||||||||||||||||||||||||||
WeBSave 60 Day Notice ISA (Issue 2) | £1 |
5.10% AER 5.10% Tax-Free i
Interest is variable and paid annually or monthly. Interest can be added to the account or paid into another account. Annual interest is calculated to 5 April and paid on 6 April each year. Monthly interest is paid on the first working day of the following month. |
No | If you want to make a withdrawal (including transfers or account closure) you will need to give us 60 days notice or you can withdraw earlier at a charge equivalent to 60 days loss of interest. |
Online For WeBSave accounts – once opened you can manage this account online via our WeBSave login. For all other accounts – once opened you can view this account online via our savings portal. |
WeBSave 60 Day Notice ISA (Issue 2) |