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Use our ‘How much can I borrow’ mortgage calculator to get an indication of what we may be able to lend to you.
Please note that this mortgage calculator is for guidance only, and does not constitute a formal mortgage offer. You should also check that you are eligible for one of our mortgages by checking the information below.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Number of financial dependents (i.e. Children).
Gross Annual Salary
This is the amount you earn yearly before any deductions have taken place.
Monthly Net Income
This is your monthly net income from things like your salary or other earnings and should be net of any statutory deductions
Monthly Loan Repayments
These are any monthly payments on outstanding debt such as loans or credit cards.
Monthly Other Expenditure
Please consider things like child care, child maintenance, education fees, existing insurance policies and private pensions
This is your monthly net income (the amount you receive once any statutory deductions have been made).
The term of your mortgage is the amount of years you would like your mortgage to last.
Based on what you have told us, we may be able to lend you up to:
Unfortunately the amount you can borrow falls below our current minimum lending level.
Please note: This information does not contain all of the details you need to choose a mortgage. You will need to obtain an Illustration before you make a decision. All figures provided by our mortgage borrowing calculator are an estimate only, please call us to discuss your requirements in more detail.
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Whether you are a first time buyer or remortgaging your current home, our mortgage guides can help you cut through the jargon.
Check your circumstances against our mortgage lending criteria. This will ensure you know whether we can lend to you or not.
Find out how you can apply for a mortgage with the West Brom and what you will need to help you with your application.